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640 Cunat Dr, McHenry, IL 60050 Property Records

McHenry County property record for 640 Cunat Dr, McHenry, IL 60050

Property Summary

Property TypeSingle Family Home
Details4 bd · 19 ba · 8,092 sqft · built 2016
Lot Size0.619 acres (27,007 sqft)
OwnerCompany Name on File
Deeds & MortgagesMay 2020 Transfer
Jun 2019 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-03-301-011

Property Details

APN / Parcel Number

Primary APN14-03-301-011

Interior

Bedrooms4 Beds
Full Baths19 Baths
Half Baths13 Half Baths
Plumbing Fixtures18 Plumbing Fixtures
Stories2 Stories
Building Area8,092 sqft Living Area

Exterior

Year BuiltBuilt 2016
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area27,007 sqft (0.619 acres)
Garage TypeAttached
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address640 CUNAT DR
CityMCHENRY
StateIL
Zip60050-6604
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 2020R0018843 PT LT 7 TOWNHOMES OF PRAIRIE LAKES
Legal SubdivisionTOWNHOMES/PRAIRIE LAKES
Legal Lot Number7
JurisdictionMCHENRY IL
Township / Civil DivisionNUNDA
Census Block Group1
Census Block1018
Census Tract870813

Owner

640 Cunat Dr is owned by a company that acquired it in May 2020.

Source: McHenry County records, as of May 13, 2024

Owner of RecordCompany Name on File
Mailing Address540 W ELM ST, MCHENRY, IL 60050
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 29, 2020Quit Claim Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jun 12, 2019Deed of Trust, Mortgage
PNC BK
Jun 13, 2019Loan Modification, Mortgage
PNC BK
May 13, 2019Loan Modification, Mortgage
PNC BK
Mar 19, 2018Quit Claim Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 29, 2020
Transfer Doc0000018843
Record UpdatedJun 7, 2026

May 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMay 29, 2020
Property Address640 CUNAT DR, MCHENRY, IL 60050-6604
Document Number0000018843
Instrument DateMay 27, 2020
Instrument18843
Transaction TypeTransfer
Record UpdatedJun 18, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5400 W ELM ST MCHENRY IL 600504010, MCHENRY, IL 60050-4010

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address640 CUNAT DR, MCHENRY, IL 60050-6604
Document Number0000017180
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedJun 25, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5400 W ELM ST #110 MCHENRY IL 600504049, 110, MCHENRY, IL 60050-4049

Mortgage

Document Number0000017180
DateJun 13, 2019
Instrument17180
Lender
NamePNC BK
TypeBank
AddressCALABASAS HILLS, CA 91301
Agreement
AmountAmount on Record
Term84 Months
DueJun 12, 2026

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Recording DateJun 13, 2019
Property Address640 CUNAT DR, MCHENRY, IL 60050-6604
Instrument DateJun 12, 2019
Instrument17182
Transaction TypeMortgage
Record UpdatedJun 28, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressBODE LN MCHENRY IL 60050, MCHENRY, IL 60050

Mortgage

Document Number0000017182
DateJun 13, 2019
Instrument17182
Lender
NamePNC BK
TypeBank
Address26901 AGOURA RD # 200, CALABASAS HILLS, CA 91301-5109
Agreement
AmountAmount on Record

May 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMCHENRY IL
Recording DateMay 13, 2019
Property Address640 CUNAT DR, MCHENRY, IL 60050-6604
Instrument DateMay 1, 2019
Instrument13204
Transaction TypeMortgage
Record UpdatedJun 10, 2019
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressBODE LN MCHENRY IL 60050, MCHENRY, IL 60050

Mortgage

Document Number0000013204
DateMay 13, 2019
Instrument13204
Lender
NamePNC BK
TypeBank
Address26901 AGOURA RD # 200, CALABASAS HILLS, CA 91301-5109
Agreement
AmountAmount on Record

March 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCHENRY IL
Recording DateMar 19, 2018
Property Address640 CUNAT DR, MCHENRY, IL 60050-6604
Document Number0000008602
Instrument DateMar 8, 2018
Instrument8602
Transaction TypeTransfer
Record UpdatedApr 6, 2018
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5400 W ELM ST #110 MCHENRY IL 600504049, 110, MCHENRY, IL 60050-4049

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountyMcHenry County
County SubdivisionNunda Township
MunicipalityMcHenry City
Elementary School DistrictMcHenry Community Consolidated School District 15 (PK - 08)
Secondary School DistrictMcHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2022$280,821 Land $49,717 Building $231,104$842,463 Land $149,151 Building $693,312

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Cunat Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Cunat Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCHENRY
serves 22,335 people · EPA ID IL1110600
Water SourceGroundwater
Last State InspectionMay 2023
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
AT&T
Fiber		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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