640 Crossroad School Rd, Eldorado, IL 62930 Property Records

Saline County property record for 640 Crossroad School Rd, Eldorado, IL 62930

Property Summary

Property Type	Rural Home
Lot Size	9.96 acres (433,858 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,129 (2024)
Deeds & Mortgages	Nov 2017 Construction Loan Aug 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-1-072-11`

Property Details

APN / Parcel Number

Primary APN	`04-1-072-11`

Exterior

Lot Area	433,858 sqft (9.96 acres)

Location & Zoning

Street Address	640 CROSSROAD SCHOOL RD
City	ELDORADO
State	IL
Zip	62930-3132
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	S09,T08,R07 ,QSE,L ,B PT SE1/4 SE1/4 1421/18 10/00 W/D 06-09-400-024-0011
Jurisdiction	SALINE IL
Township / Civil Division	EAST ELDORADO
Census Block Group	2
Census Block	2080
Census Tract	955600

Owner

Source: Saline County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Deed of Trust, Mortgage · Construction Mortgage BANTERRA BANK
Aug 23, 2017	Deed of Trust, Mortgage · Line of Credit BANTERRA BANK
Jan 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANTERRA BANK
Dec 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANTERRA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000142118
Record Updated	Jun 8, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	640 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2144/0412
Date	Nov 16, 2017
Book Page	2144/0412
Instrument	265735

Lender

Name	BANTERRA BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Aug 10, 2018

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	640 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2140/254
Date	Aug 23, 2017
Book Page	2140/254
Instrument	264893

Lender

Name	BANTERRA BANK
Type	Bank
Address	RIDGWAY, IL 62979

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly
Min Rate At Change	4.5%
Max Rate	19%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	640 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3132
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2147/0488
Date	Jan 26, 2018
Book Page	2147/0488
Instrument	266319

Lender

Name	BANTERRA BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2033

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALINE IL
Property Address	640 CROSSROAD SCHOOL RD, ELDORADO, IL 62930-3132
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2183/0805
Date	Dec 23, 2019
Book Page	2183/0805
Instrument	272710

Lender

Name	BANTERRA BANK
Type	Bank
Address	MARION, IL 62959

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jan 1, 2040

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Saline County assessment roll, as of January 1, 2024

Property Jurisdictions

Type	Name
State	Illinois
County	Saline County
County Subdivision	East Eldorado Township
Unified School District	Eldorado Community Unit School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$2,129.00 (+10.83%) Homeowner's exemption	$36,263 (+13.44%) Land $4,092 Building $32,171
2022		$31,967 (+5.83%) Land $3,192 Building $28,775
2021	$1,921.00 Homeowner's exemption	$30,205 Land $2,806 Building $27,399

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ClearWave Fiber	7,000 / 7,000
Futiva Fiber	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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