Rutherford County property record for 640 Crescent Rd, Murfreesboro, TN 37128
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,331 sqft · built 1996 |
| Lot Size | 1.1 acres (47,916 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,100 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 148L-A-015.00-000 |
| Primary APN | 148L-A-015.00-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,331 sqft Living Area |
| 1st Floor Area | 1,332 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 47,916 sqft (1.1 acres) |
| Lot Dimensions | 400 ft deep x 120 ft wide |
| Porch | Slab |
| Porch Area | 80 sqft |
| Patio Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | R0081410 |
|---|---|
| Street Address | 640 CRESCENT RD |
| City | MURFREESBORO |
| State | TN |
| Zip | 37128-6132 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 120 X 400 |
| Legal Subdivision | WESTONE |
| Legal Lot Number | 21 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 40703 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 CRESCENT RD, MURFREESBORO, TN 37128-6132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Jul 11, 2022 | Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC |
| Jul 19, 2019 | Quit Claim Deed, Mortgage · FHA Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 2019 |
| Deed Sale | Jul 19, 2019 |
| Prior Sale | Dec 22, 1998 · Amount on Record |
| Deed Document Number | 20192217838 |
| Deed Book / Page | 1793 / 3863 |
| Prior Transfer Date | Jul 10, 2019 |
| Prior Transfer Doc | 0017933863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 640 CRESCENT RD, MURFREESBORO, TN 37128-6132 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0025881466 |
|---|---|
| Date | Nov 5, 2025 |
| Book Page | 2588/1466 |
| Instrument | 2620918 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 24, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 640 CRESCENT RD, MURFREESBORO, TN 37128-6132 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0022613927 |
|---|---|
| Date | Jul 11, 2022 |
| Book Page | 2261/3927 |
| Instrument | 2452176 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jul 19, 2019 |
| Property Address | 640 CRESCENT RD, MURFREESBORO, TN 37128-6132 |
| Document Number | RB17933863 |
| Book / Page | 001793 / 003863 |
| Instrument Date | Jul 10, 2019 |
| Instrument | 2217838 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 CRESCENT RD MURFREESBORO TN 371286132, MURFREESBORO, TN 37128-6132 |
| Document Number | RB17933868 |
|---|---|
| Date | Jul 19, 2019 |
| Book Page | 001793/003868 |
| Instrument | 2217839 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 18, 2034 |
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $76,825 (+31.04%) Land $27,500 Building $49,325 | $307,300 (+28.79%) Land $110,000 Building $197,300 | |
| 2025 | $1,100.00 (-1.7%) | $58,625 (-1.72%) Land $13,750 Building $44,875 | |
| 2023 | $1,119.00 | $59,650 Land $13,750 Building $45,900 | $238,600 (+1.75%) Land $55,000 Building $183,600 |
| 2022 | $234,500 Land $55,000 Building $179,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CONSOLIDATED U.D. OF RUTHERFORD CO serves 221,871 people · EPA ID TN0000791 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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