640 Creekview Dr, Pelham, AL 35124 Property Records

Shelby County property record for 640 Creekview Dr, Pelham, AL 35124

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,658 sqft · built 1977
Lot Size0.402 acres (17,516 sqft)
OwnerIndividual Name on Record
Tax Bill$1,338 (2026)
Deeds & MortgagesJun 2020 Mortgage
Oct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN131122002013000

Property Details

APN / Parcel Number

Primary APN131122002013000

Interior

Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,658 sqft Heated Area
1st Floor Area1,456 sqft
Basement Area1,168 sqft
Finished Basement288 sqft
Unfinished Basement880 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1984
Exterior MaterialBrick
Construction TypeWood
Foundation TypeBrick
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area17,516 sqft (0.402 acres)
Lot Dimensions163 ft deep x 100 ft wide
Garage TypeBasement
PorchSlab

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address640 CREEKVIEW DR
CityPELHAM
StateAL
Zip35124-1610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC/TWNSHP/RAN 12 20S 03W NBRHD: 08 CAHABA VALLEY R-2
Legal Range03W
Legal Township20S
Legal Section12
Legal SubdivisionOAK MOUNTAIN ESTATES 5TH SECTOR
Legal Block6
Legal Lot Number7
JurisdictionSHELBY AL
Township / Civil DivisionALABASTER-HELENA
Census Block Group1
Census Block1017
Census Tract30316

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 CREEKVIEW DR, PELHAM, AL 35124-1610
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2020Deed of Trust, Mortgage · Conventional Mortgage
DRAPER & KRAMER MORTGAGE CORP
Oct 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property AddressPELHAM, AL 35124
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000218040
DateJun 1, 2020
Instrument20200601000218040
Lender
NameDRAPER & KRAMER MORTGAGE CORP
TypeMortgage Company
AddressDOWNERS GROVE, IL 60515
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueJun 1, 2040

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY AL
Property AddressPELHAM, AL 35124
Transaction TypeMortgage
Record UpdatedMay 17, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000480490
DateOct 1, 2021
Instrument20211001000480490
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2041

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyShelby County
MunicipalityPelham City
Unified School DistrictPelham City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,338.00 (-0.07%)
2025$1,339.00 (+15.73%)$23,100 (+15.73%)$230,900 (+15.74%) Land $75,000 Building $155,900
2023$1,157.00$19,960$199,500 Land $70,000 Building $129,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims23 (1992–2021)
Claims Outside the SFHA10 of 23
Most Recent ClaimOct 2021 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Oct 2021 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PELHAM
serves 38,703 people · EPA ID AL0001163
Water SourcePurchased surface water from several systems
Last State InspectionJul 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting21
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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