640 Conrad Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 640 Conrad Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,214 sqft · built 1946
Lot Size	0.812 acres (35,371 sqft)
Owner	Individual Name on Record
Tax Bill	$3,100 (2023)
Deeds & Mortgages	Jan 2024 Mortgage Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`R0765272`

Property Details

APN / Parcel Number

Primary APN	`R0765272`
Alternative APNs	`07-3966-08-4-05-13-0000` `0000399750`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,214 sqft Living Area
Gross Area	1,994 sqft
1st Floor Area	902 sqft
Attic Area	312 sqft
Basement Area	780 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	35,371 sqft (0.812 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	18 sqft
Deck Area	88 sqft
Patio Area	256 sqft
Shed	1 Shed
Shed Area	96 sqft
Lean-To	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000399750
Street Address	640 CONRAD DR
City	KALISPELL
State	MT
Zip	59901-4667
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	1
Legal Description	ZIMWALD SUB TR, S08, T28 N, R21 W, LOT 001, ZIMWALD SUB L1
Legal Range	21W
Legal Township	28N
Legal Section	08
Legal Quarter	SE
Legal Subdivision	ZIMWALD SUB TR
Legal Lot Number	1
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2040
Census Tract	1202

Owner

Source: Flathead County records, as of September 7, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	640 CONRAD DR, KALISPELL, MT 59901-4667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 30, 2019	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Aug 13, 2018	Warranty Deed, Transfer · FHA Mortgage GLACIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022
Deed Sale	Jul 18, 2022
Prior Sale	Aug 13, 2018
Deed Document Number	202200017532
Record Updated	Jun 7, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	640 CONRAD DR, KALISPELL, MT 59901-4667
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202400000834
Date	Jan 12, 2024
Instrument	202400000834

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	640 CONRAD DR, KALISPELL, MT 59901-4667
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201900020893
Date	Aug 30, 2019
Instrument	201900020893

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jul 18, 2022
Property Address	640 CONRAD DR, KALISPELL, MT 59901-4667
Document Number	202200017532
Instrument Date	Jul 15, 2022
Instrument	202200017532
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FLATHEAD PREMIER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 CONRAD DR, KALISPELL, MT 59901-4667

Mortgage

Document Number	202200017533
Date	Jul 18, 2022
Instrument	202200017533

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 13, 2018
Property Address	640 CONRAD DR, KALISPELL, MT 59901-4667
Document Number	201800018825
Instrument Date	Aug 13, 2018
Instrument	201800018825
Transaction Type	Transfer
Record Updated	Aug 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 CONRAD DR, KALISPELL, MT 59901-4667

Mortgage

Document Number	201800018826
Date	Aug 13, 2018
Instrument	201800018826

Lender

Name	GLACIER BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Flathead County assessment roll, as of December 31, 2022

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,100.00	$362,200	$362,200 Land $87,766 Building $274,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Glacier Broadband Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Bullitt Communications Fixed Wireless	100 / 50
AT&T Fixed Wireless	100 / 20

May also be available: MontanaSky Networks.

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