Schoharie County and Esperance Town property record for 640 Conover Rd, Esperance, NY 12066
| Property Type | Mobile Home |
|---|---|
| Details | 2 bd · 1.5 ba · 960 sqft · built 1996 |
| Lot Size | 3.79 acres (165,092 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,000 (Sep 2000) |
| Tax Bill | $1,700 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 433089 18.-3-18.2 |
| Primary APN | 433089 18.-3-18.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 165,092 sqft (3.79 acres) |
| Lot Width | 334 ft Width |
| Garage Type | Detached |
| Garage Area | 600 sqft |
| Parking Spaces | 2 Parking Spaces |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 455J196011 |
|---|---|
| Street Address | 640 CONOVER RD |
| City | ESPERANCE |
| State | NY |
| Zip | 12066-3411 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AG-RES |
| Legal Block | 3 |
| Legal Lot Number | 18.002 |
| Jurisdiction | SCHOHARIE NY |
| Township / Civil Division | ESPERANCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 740100 |
640 Conover Rd, a mobile home, is owned and occupied by an individual who bought it in September 2000.
Source: Schoharie County and Esperance Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 CONOVER RD, ESPERANCE, NY 12066-3411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2000 · Amount on File |
| Deed Sale | Sep 15, 2000 · Amount on File |
| Prior Sale | Jun 12, 2000 · Amount on File |
| Deed Book / Page | 681 / 52 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 640 Conover Rd was $1,700 with exemptions applied, up 33.8% from the year before.
Source: Schoharie County and Esperance Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schoharie County |
| County Subdivision | Esperance Town |
| Unified School District | Schoharie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,700.00 (+33.75%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $1,271.00 | $45,000 Land $25,000 Building $20,000 | $72,581 Land $40,323 Building $32,258 |
| 2023 | $35,000 (-) Land $6,900 Building $28,100 | $52,703 (+15.19%) Land $10,390 Building $42,313 | |
| 2022 | $35,000 Land $6,900 Building $28,100 | $45,752 Land $9,020 Building $36,732 | |
| 2021 | $496.00 | ||
| 2020 | $496.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Conover Rd in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 15 (1996–2011) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Conover Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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