640 Colonial Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 640 Colonial Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1948
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (May 2025)
Tax Bill	$10,519 (2025)
Deeds & Mortgages	Feb 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19-02409-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`19-02409-0000-00016`
Alternative APN	`190240900016`

Interior

Stories	1 Story

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 2 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	640 COLONIAL AVE
City	UNION
State	NJ
Zip	07083-7402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBURBAN PARK
Legal Block	2409
Legal Lot Number	16
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	3
Census Block	3003
Census Tract	33200

Owner

Source: Union County and Union Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 COLONIAL AVE, UNION, NJ 07083-7402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2025 · Amount on Record
Deed Sale	May 6, 2025 · Amount on Record
Prior Sale	Sep 15, 2011 · Amount on Record
Deed Document Number	202545982
Deed Book / Page	6580 / 2153
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	640 COLONIAL AVE, UNION, NJ 07083-7402
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0151640049
Date	Feb 14, 2022
Book Page	15164/49
Instrument	31822

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,100 (-) Land $20,400 Building $24,700	$45,100 (-) Land $20,400 Building $24,700
2025	$10,519.00 (+4.36%)	$45,100 (-) Land $20,400 Building $24,700	$45,100 (-) Land $20,400 Building $24,700
2024	$10,080.00 (+6.86%)
2023		$45,100 Land $20,400 Building $24,700	$45,100 Land $20,400 Building $24,700
2022	$9,433.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (2003–2021)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20