Indian River County property record for 640 Coconut Palm Rd, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 6 ba · 4,855 sqft · built 1994 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Owner Names on Record |
| Last Sale | $1,950,000 (Mar 1998) |
| Tax Bill | $36,854 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 32-39-12-00012-0000-00038.0 |
| Primary APN | 32-39-12-00012-0000-00038.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 6 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 4,855 sqft Living Area |
| 1st Floor Area | 4,855 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Clay Tile |
| Lot Area | 39,204 sqft (0.9 acres) |
| Lot Dimensions | 238 ft deep x 216 ft wide |
| Garage Area | 874 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Pool Area | 1 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 650 sqft |
| Deck Area | 240 sqft |
| Patio Area | 1,887 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 44298 |
|---|---|
| Street Address | 640 COCONUT PALM RD |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-3713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A |
| Legal Description | JOHN'S ISLAND PLAT 53 LOT 38 PBI 14-6 |
| Legal Range | 39 |
| Legal Township | 32 |
| Legal Section | 12 |
| Legal Subdivision | JOHNS ISLAND PLAT 53 |
| Legal Lot Number | 38 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 50507 |
Source: Indian River County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on Record |
|---|---|
| Mailing Address | 640 COCONUT PALM RD, VERO BEACH, FL 32963-3713 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 1998 · Amount on Record |
| Deed Sale | Mar 2, 1998 · Amount on Record |
| Prior Sale | Nov 1, 1995 · Amount on Record |
| Deed Document Number | 0119600433 |
| Deed Book / Page | 01196 / 00433 |
| Record Updated | Jun 8, 2026 |
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Municipality | Indian River Shores Town |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $36,854.00 (+7.3%) | $3,123,497 (+5.99%) | $6,431,665 (+8.76%) Land $3,963,408 Building $2,468,257 |
| 2023 | $34,346.00 (+2.13%) | $2,947,057 (+3%) | $5,913,899 (+32.06%) Land $3,467,982 Building $2,445,917 |
| 2022 | $33,631.00 | $2,861,220 | $4,478,197 Land $2,576,215 Building $1,901,982 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 816 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,394 units insured incl. 578 condo units |
| Nearby Flood Claims | 2 (2022–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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