Lowndes County property record for 640 Cobb Rd, Caledonia, MS 39740 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,207 sqft · built 1990 |
| Lot Size | 0.413 acres (17,994 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $336 (2025) |
| Deeds & Mortgages | Feb 2023 Refinance Mar 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 18W000003503 |
| Primary APN | 18W000003503 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Building Area | 1,207 sqft Adjusted Area |
| 1st Floor Area | 1,056 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,994 sqft (0.413 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 640 COBB RD |
|---|---|
| City | CALEDONIA |
| State | MS |
| Zip | 39740-9539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE4 SW4 640 COBB RD |
| Legal Range | 17W |
| Legal Township | 16S |
| Legal Section | 19 |
| Jurisdiction | LOWNDES MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 103 |
Source: Lowndes County records · APN 18W000003503
Assessment roll updated October 23, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 COBB RD, CALEDONIA, MS 39740-9539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance CADENCE BANK NA |
| Mar 01, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 17, 2023 |
| Transfer Doc | 0020231657 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWNDES MS |
| Property Address | 640 COBB RD, CALEDONIA, MS 39740-9539 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0020233483 |
|---|---|
| Date | Feb 21, 2023 |
| Book Page | 2023/3483 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2048 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWNDES MS |
| Recording Date | Mar 01, 2023 |
| Property Address | 640 COBB RD, CALEDONIA, MS 39740-9539 |
| Document Number | 0020231657 |
| Book / Page | 2023 / 1657 |
| Instrument Date | Feb 17, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lowndes County records · Assessment roll updated October 23, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lowndes County |
| Unified School District | Lowndes County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $336.00 (+1.51%) Homeowner's exemption | $5,892 (+15.42%) | $58,920 (+15.42%) Land $7,000 Building $51,920 |
| 2024 | $331.00 (+16.96%) | ||
| 2023 | $283.00 Homeowner's exemption | $5,105 | $51,050 Land $7,000 Building $44,050 |
Source: FEMA National Flood Hazard Layer, Lowndes County (28087C), updated November 27, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280870001031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 2 of 3 on primary residences |
| Wildfire Risk | Low above 32% of the US · above 15% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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