640 Clarke Ave, Melbourne, FL 32935 Property Records

Brevard County property record for 640 Clarke Ave, Melbourne, FL 32935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,403 sqft · built 1969
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Oct 2021)
Tax Bill	$4,017 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27-37-19-76-L-56`

Property Details

APN / Parcel Number

Primary APN	`27-37-19-76-L-56`
Alternative APNs	`27-37-19-76-0000L.0-0056.00` `2722349`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,403 sqft Living Area
Gross Area	1,873 sqft
1st Floor Area	1,403 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2000
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	100 ft deep x 58.5 ft wide
Garage Type	Carport
Garage Area	190 sqft
Carport	Carport
Carport Area	190 sqft
Porch	Florida Room
Porch Area	280 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2722349
Street Address	640 CLARKE AVE
City	MELBOURNE
State	FL
Zip	32935-3021
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	CRESTHAVEN HOMES SEC 2 LOT 56 BLK L
Legal Range	37E
Legal Township	27S
Legal Section	19
Legal Subdivision	CRESTHAVEN HOMES SEC 2
Legal Block	L
Legal Lot Number	56
Jurisdiction	BREVARD FL
Township / Civil Division	MELBOURNE
Census Block Group	1
Census Block	1013
Census Tract	64400

Owner

640 Clarke Ave is owned and occupied by an individual who bought it in October 2021.

Source: Brevard County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	640 CLARKE AVE, MELBOURNE, FL 32935-3021
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 18, 2021 · Amount on File
Deed Sale	Oct 18, 2021 · Amount on File
Prior Sale	Apr 11, 2016 · Amount on File
Deed Document Number	2021271917
Deed Book / Page	9294 / 2285
Record Updated	Sep 20, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Oct 18, 2021
Property Address	640 CLARKE AVE, MELBOURNE, FL 32935-3021
Document Number	0092942285
Book / Page	9294 / 2285
Map Reference	MB 14 PG 92
Instrument Date	Oct 15, 2021
Instrument	2021271917
Transaction Type	Transfer
Record Updated	Oct 29, 2021
Title Company	STATE TITLE PARTNERS LLP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,470.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	848 SADNET CIR NE, 848, PALM BAY, FL 32905-5414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 CLARKE AVE, MELBOURNE, FL 32935-3021

Mortgage

Document Number	92942286
Date	Oct 18, 2021
Instrument	9294/2286

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 640 Clarke Ave was $4,017.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Municipality	Melbourne City
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$212,490 (-3.7%)	$212,490 (-3.7%)
2025	$4,017.00	$220,660 Land $70,000 Building $150,660	$220,660 Land $70,000 Building $150,660
2023	$3,881.00 (+14.42%)	$224,240 (+16.72%) Land $70,000 Building $154,240	$224,240 (+16.72%) Land $70,000 Building $154,240
2022	$3,392.00	$192,110 Land $70,000 Building $122,110	$192,110 Land $70,000 Building $122,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Clarke Ave in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 23 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	12 (1994–2017)
Claims Outside the SFHA	9 of 12
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 Clarke Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20