640 Chippewa Dr, Naperville, IL 60563 Property Records

DuPage County property record for 640 Chippewa Dr, Naperville, IL 60563

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,048 sqft · built 1984
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$462,000 (Jul 2019)
Tax Bill$12,894 (2025)
Deeds & MortgagesMay 2021 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN08-06-403-013

Property Details

APN / Parcel Number

Primary APN08-06-403-013

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,048 sqft Living Area
Gross Area4,284 sqft
1st Floor Area1,752 sqft
2nd Floor Area1,296 sqft
Basement Area1,236 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialWood Siding
Lot Area10,019 sqft (0.23 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemElectric

Location & Zoning

Street Address640 CHIPPEWA DR
CityNAPERVILLE
StateIL
Zip60563-1380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionEAGLE CHASE UNIT ONE ALL
Legal SubdivisionEAGLE CHASE UNIT ONE
Legal Lot Number22
Legal Unit1
JurisdictionDU PAGE IL
Township / Civil DivisionLISLE
Census Block Group1
Census Block1038
Census Tract846106

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address640 CHIPPEWA DR, NAPERVILLE, IL 60563-1380
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
COMPASS MORTGAGE INC
Jul 19, 2019Warranty Deed, Transfer · Conventional Mortgage
COMPASS MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2019 · Amount on Record
Deed SaleJul 19, 2019 · Amount on Record
Prior SaleMar 8, 1996 · Amount on Record
Deed Document Number201959628
Record UpdatedSep 20, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address640 CHIPPEWA DR, NAPERVILLE, IL 60563-1380
Transaction TypeMortgage
Record UpdatedDec 14, 2021
Title CompanyGREATER ILLINOIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079123
DateMay 20, 2021
InstrumentR2021-079123
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
AddressWARRENVILLE, IL 60555
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term358 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDU PAGE IL
Recording DateJul 19, 2019
Property Address640 CHIPPEWA DR, NAPERVILLE, IL 60563-1380
Document Number0000059628
Map ReferenceDOC R78-99813
Instrument DateJul 11, 2019
InstrumentR2019-059628
Transaction TypeTransfer
Record UpdatedDec 14, 2021
Title CompanyBAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$462.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address640 CHIPPEWA DR, NAPERVILLE, IL 60563-1380

Mortgage

Document Number0000059629
DateJul 19, 2019
InstrumentR2019-059629
Lender
NameCOMPASS MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionLisle Township
MunicipalityNaperville City
Unified School DistrictNaperville Community Unit District 203 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,894.00 (+3.71%) Homeowner's exemption$228,950 (+8.53%) Land $82,599 Building $146,351$686,850 (+8.53%) Land $247,797 Building $439,053
2024$12,433.00 (+7.08%)$210,955 (+13.78%) Land $76,107 Building $134,848$632,865 (+13.78%) Land $228,321 Building $404,544
2022$11,611.00 Homeowner's exemption$185,410 Land $66,890 Building $118,520$556,230 Land $200,670 Building $355,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL in parts of the area
100 / 20

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