Mecklenburg County property record for 640 Charter Pl, Charlotte, NC 28211
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,827 sqft · built 1976 |
| Lot Size | 0.332 acres (14,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $251,000 (Apr 2017) |
| Tax Bill | $4,001 (2023) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 189-301-67 |
| Primary APN | 189-301-67 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,827 sqft Heated Area |
| Gross Area | 1,958 sqft |
| 1st Floor Area | 1,166 sqft |
| Upper Floors Area | 756 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,481 sqft (0.332 acres) |
| Porch | Porch |
| Porch Area | 36 sqft |
| Patio Area | 196 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 189-301-67 |
|---|---|
| Street Address | 640 CHARTER PL |
| City | CHARLOTTE |
| State | NC |
| Zip | 28211-5612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L9 B1 M17-426 |
| Legal Subdivision | STONEHAVEN SEC 20 PH C |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 2008 |
640 Charter Pl is owned and occupied by an individual who acquired it in June 2021.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 CHARTER PL, CHARLOTTE, NC 28211-5612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage MOVEMENT MORTGAGE |
| Apr 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage CBC NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2017 · Amount on File |
| Deed Sale | Apr 21, 2017 · Amount on File |
| Prior Sale | Apr 21, 2017 · Amount on File |
| Deed Document Number | 0000051896 |
| Deed Book / Page | 31737 / 917 |
| Last Transfer Date | Jun 30, 2021 |
| Transfer Doc | 0000126890 |
| Record Updated | Jun 7, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 30, 2021 |
| Property Address | 640 CHARTER PL, CHARLOTTE, NC 28211-5612 |
| Document Number | 0000126890 |
| Book / Page | 36240 / 405 |
| Map Reference | MB 17 PG 426 |
| Instrument Date | Jun 24, 2021 |
| Instrument | 2021126890 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 CHARTER PL, CHARLOTTE, NC 28211-5612 |
| Document Number | 0000126891 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021126891 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Apr 21, 2017 |
| Property Address | 640 CHARTER PL, CHARLOTTE, NC 28211-5612 |
| Document Number | 0000051896 |
| Book / Page | 31737 / 917 |
| Map Reference | MB17 PG426 |
| Instrument Date | Apr 21, 2017 |
| Instrument | 2017051896 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $502.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 640 CHARTER PL, CHARLOTTE, NC 28211-5612 |
| Document Number | 0000051897 |
|---|---|
| Date | Apr 21, 2017 |
| Instrument | 2017051897 |
| Name | CBC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 640 Charter Pl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 Charter Pl is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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