Broome County and Windsor Town property record for 640 Chapel St, Windsor, NY 13865
| Property Type | Neighborhood Shopping Center, Strip Center |
|---|---|
| Details | 12,643 sqft · built 1960 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Mar 2026) |
| Tax Bill | $15,744 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| APN | 035001 182.10-1-1 |
| Primary APN | 035001 182.10-1-1 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 12,643 sqft Gross Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 104,544 sqft (2.4 acres) |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Canopy | 1,638 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 50015401000 |
|---|---|
| Street Address | 640 CHAPEL ST |
| City | WINDSOR |
| State | NY |
| Zip | 13865 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Neighborhood Shopping Center, Strip Center |
| Legal Description | 0010000001139S3X0000 |
| Legal Block | 1 |
| Legal Lot Number | 1.000 |
| Jurisdiction | BROOME NY |
| Township / Civil Division | WINDSOR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 12502 |
640 Chapel St, a commercial property, is owned by a company that bought it in March 2026.
Source: Broome County and Windsor Town records, as of September 23, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 96 HIGHLAND AVE, MIDDLETOWN, NY 10940-5412 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on File |
| Deed Sale | Mar 24, 2026 · Amount on File |
| Prior Sale | Jan 2, 2014 · Amount on File |
| Deed Document Number | 20268450 |
| Deed Book / Page | 2821 / 455 |
| Prior Transfer Date | Aug 3, 2016 |
| Prior Transfer Doc | 0000019728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BROOME NY |
| Property Address | 640 CHAPEL ST, WINDSOR, NY 13865 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Title Company | THE SECURITY TITLE GUARANTEE |
| Name | Verified Name |
|---|
| Document Number | 04253/1407 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 4253/1407 |
| Instrument | 202600008451 |
| Name | PEOPLES SECURITY BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | CONKLIN, NY 13748 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 640 Chapel St was $15,744, down 19.4% from the year before.
Source: Broome County and Windsor Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Broome County |
| County Subdivision | Windsor Town |
| Municipality | Windsor Village |
| Unified School District | Windsor Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $15,744.00 (-19.4%) | ||
| 2025 | $19,534.00 (+3.89%) | $309,600 Land $24,500 Building $285,100 | $728,500 Land $57,649 Building $670,851 |
| 2024 | $18,803.00 | ||
| 2023 | $309,600 Land $24,500 Building $285,100 | $595,385 Land $47,115 Building $548,270 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 640 Chapel St; there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2006–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Chapel St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VILLAGE OF WINDSOR serves 1,051 people · EPA ID NY0301684 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Copper | 1.43 mg/L (2022–2024) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Adams CATV Cable | 2,000 / 40 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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