640 Central Rd, Rye, NH 03870 Property Records

Rockingham County and Rye Town property record for 640 Central Rd, Rye, NH 03870

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 2,884 sqft · built 1965
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$820,000 (Oct 2016)
Tax Bill$9,411 (2025)
Deeds & MortgagesFeb 2022 Refinance
Flood ZoneZone X (minimal risk)
APNRYEE M:005 B:018

Property Details

APN / Parcel Number

Primary APNRYEE M:005 B:018
Alternative APN
  • 2110

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area2,884 sqft Living Area
Gross Area4,883 sqft
1st Floor Area1,320 sqft
Basement Area960 sqft
Unfinished Basement960 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 2004
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,246 sqft (0.35 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2110
Street Address640 CENTRAL RD
CityRYE
StateNH
Zip03870
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeGRES
Legal Block18
JurisdictionRYE TOWN NH
Township / Civil DivisionRYE
Census Block Group1
Census Block1035
Census Tract71001

Owner

Source: Rockingham County and Rye Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 314, RYE BEACH, NH 03871-0314
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 26, 2016 · Amount on Record
Deed SaleOct 26, 2016 · Amount on Record
Prior SaleAug 8, 2007 · Amount on Record
Deed Document Number201648887
Deed Book / Page5766 / 1446
Record UpdatedOct 29, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRYE TOWN NH
Property Address640 CENTRAL RD, RYE, NH 03870
Transaction TypeMortgage
Record UpdatedMay 30, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number006380-760
DateFeb 3, 2022
Book Page6380/760
Instrument22005638
Lender
NameBANK OF AMERICA NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2052

Tax Assessment & Valuation

Source: Rockingham County and Rye Town assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateNew Hampshire
CountyRockingham County
County SubdivisionRye Town
Elementary School DistrictRye School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$9,411.00 (-3.35%)$1,124,400 (-) Land $504,600 Building $619,800
2024$9,737.00 (+7.84%)$1,124,400 (-) Land $504,600 Building $619,800
2023$9,029.00 (+15.05%)$1,124,400 (-) Land $504,600 Building $619,800
2022$7,848.00$1,124,400 Land $504,600 Building $619,800

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 111 individual policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies120 units insured
incl. 9 condo units
Nearby Flood Claims35 (1991–2024)
Claims Outside the SFHA2 of 35
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Severe Storms And Flooding, Jan 2024 · 25 claims
  • Severe Storm And Flooding, Mar 2018 · 3 claims
  • Coastal Storm, Oct 1991 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of New Hampshire
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUARION WATER/NH
private · serves 34,000 people · EPA ID NH1051010
Water SourceGroundwater
Last State InspectionDec 2022
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

May also be available: T-Mobile.

Nearby Properties on Central Rd

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