Adams County property record for 640 Centennial Dr, Bennett, CO 80102
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,380 sqft · built 1982 |
| Lot Size | 0.196 acres (8,532 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $393,500 (Dec 2023) |
| Tax Bill | $2,211 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Mortgage Nov 2020 Sale & Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1815-28-4-21-005 |
| Primary APN | 1815-28-4-21-005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,380 sqft Living Area |
| Gross Area | 1,780 sqft |
| Basement Area | 504 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,532 sqft (0.196 acres) |
| Lot Dimensions | 108 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R0083199 |
|---|---|
| Street Address | 640 CENTENNIAL DR |
| City | BENNETT |
| State | CO |
| Zip | 80102-8641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUB:CENTENNIAL ADD NO 2 BLK:4 LOT:5 |
| Legal Range | 63W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Quarter | 4 |
| Legal Subdivision | CENTENNIAL ADD NO 2 |
| Legal Block | 4 |
| Legal Lot Number | 5 |
| Jurisdiction | ADAMS CO |
| Township / Civil Division | EAST ADAMS |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 8401 |
Source: Adams County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Dec 15, 2023 | Special Warranty Deed, Transfer · FHA Mortgage MOUNTAIN WEST FINANCIAL INC |
| Nov 6, 2020 | Special Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Nov 5, 2019 | Loan Modification, Mortgage · FHA Mortgage HOUSING FIN AUTH |
| Nov 5, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Feb 22, 2018 | Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO |
| Dec 28, 2016 | Deed of Trust, Mortgage · FHA Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2023 · Amount on Record |
| Deed Sale | Dec 15, 2023 · Amount on Record |
| Prior Sale | Nov 6, 2020 · Amount on Record |
| Deed Document Number | 202369337 |
| Prior Transfer Date | Sep 17, 2001 |
| Prior Transfer Doc | 000C861883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Dec 15, 2023 |
| Property Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000069337 |
| Instrument Date | Dec 12, 2023 |
| Instrument | 2023000069337 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000069338 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023000069338 |
| Name | MOUNTAIN WEST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Number | 0000069339 |
|---|---|
| Date | Dec 15, 2023 |
| Instrument | 2023000069339 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Nov 6, 2020 |
| Property Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000115268 |
| Instrument Date | Oct 24, 2020 |
| Instrument | 2020000115268 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $33.99 |
| Amount Accuracy | Tax Sale |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000115269 |
|---|---|
| Date | Nov 6, 2020 |
| Instrument | 2020000115269 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000103676 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 CENTENNIAL DR BENNETT CO 801028641, BENNETT, CO 80102-8641 |
| Document Number | 0000103676 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 103676 |
| Name | HOUSING FIN AUTH |
|---|---|
| Address | 1 CORPORATE DR # 360, LAKE ZURICH, IL 60047-8945 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000103677 |
| Instrument Date | Nov 5, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 CENTENNIAL DR BENNETT CO 801028641, BENNETT, CO 80102-8641 |
| Document Number | 0000103677 |
|---|---|
| Date | Nov 27, 2019 |
| Instrument | 103677 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 26, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ADAMS CO |
| Recording Date | Feb 22, 2018 |
| Property Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000014984 |
| Instrument Date | Feb 20, 2018 |
| Instrument | 2018000014984 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $27.36 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000014985 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 2018000014985 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Number | 0000014986 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 2018000014986 |
| Name | COLORADO HOUSING & FINANCE AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | DENVER, CO 80202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS CO |
| Property Address | 640 CENTENNIAL DR, BENNETT, CO 80102-8641 |
| Document Number | 0000000824 |
| Instrument Date | Dec 28, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2017 |
| Name | Verified Name |
|---|---|
| Address | 640 CENTENNIAL DR BENNETT CO 801028641, BENNETT, CO 80102-8641 |
| Document Number | 0000000824 |
|---|---|
| Date | Jan 4, 2017 |
| Instrument | 824 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 3, 2047 |
Source: Adams County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Adams County |
| Municipality | Bennett Town |
| Unified School District | Bennett School District 29-J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,211.00 (+4.74%) | $27,610 (-2.37%) Land $5,440 Building $22,170 | $406,000 (-2.87%) Land $80,000 Building $326,000 |
| 2024 | $2,111.00 (-13.48%) | ||
| 2023 | $2,440.00 (+0.04%) | $28,280 (+0.96%) Land $4,740 Building $23,540 | $418,000 (+3.75%) Land $70,000 Building $348,000 |
| 2022 | $2,439.00 | $28,010 Land $9,460 Building $18,550 | $402,904 Land $136,000 Building $266,904 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BENNETT serves 4,400 people · EPA ID CO0101020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Eastern Slope Rural Telephone Association DSL · Fiber in parts of the area | 100 / 50 |
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