640 Cedar Ave, Atwater, CA 95301 Property Records

Merced County property record for 640 Cedar Ave, Atwater, CA 95301

Property Summary

Property Type	Multi-Family Dwellings
Details	2 bd · 1 ba · 4,608 sqft · built 1979
Lot Size	0.266 acres (11,605 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Nov 2017)
Tax Bill	$5,190 (2025)
Deeds & Mortgages	Aug 2019 Transfer Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-075-004-000`

Property Details

APN / Parcel Number

Primary APN	`003-075-004-000`
Alternative APN	`003-075-004`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	30 Rooms
Stories	2 Stories
Building Area	4,608 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1981
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	11,605 sqft (0.266 acres)
Garage Type	Carport
Garage Area	1,200 sqft
Carport	Carport
Carport Area	1,200 sqft
Parking Spaces	5 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	003-075-004
Street Address	640 CEDAR AVE
City	ATWATER
State	CA
Zip	95301-4420
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RT
Legal Description	PARCEL 2 PM 35-36 SEC 12/7/12
Legal Range	12E
Legal Township	7S
Legal Section	12
Legal Subdivision	C C MITCHELL
Legal Lot Number	1
Jurisdiction	MERCED CA
Township / Civil Division	ATWATER
Census Block Group	2
Census Block	2029
Census Tract	701

Owner

640 Cedar Ave, a residential property, is owned by an individual who acquired it in July 2019.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	101 COBBLESTONE LN, SAN RAMON, CA 94583-1755
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Aug 1, 2019	Quit Claim Deed, Transfer · Line of Credit TRI COUNTIES BANK
Aug 1, 2019	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Nov 22, 2017	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 22, 2017 · Amount on File
Deed Sale	Nov 22, 2017 · Amount on File
Deed Document Number	201739853
Last Transfer Date	Jul 30, 2019
Transfer Doc	0000023512
Record Updated	Oct 29, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 1, 2019
Property Address	640 CEDAR AVE, ATWATER, CA 95301-4420
Document Number	0000023512
Instrument Date	Jul 30, 2019
Instrument	23512
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	101 COBBLESTONE LN SAN RAMON CA 945831755, SAN RAMON, CA 94583-1755

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 1, 2019
Property Address	640 CEDAR AVE, ATWATER, CA 95301-4420
Document Number	0000023510
Instrument Date	Jul 30, 2019
Instrument	23510
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1885 VIA RANCHO SAN LORENZO CA 945801945, SAN LORENZO, CA 94580-1945

Mortgage

Document Number	23513
Date	Aug 1, 2019
Instrument	23513

Lender

Name	TRI COUNTIES BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Aug 1, 2019
Property Address	640 CEDAR AVE, ATWATER, CA 95301-4420
Document Number	0000023511
Instrument Date	Jul 30, 2019
Instrument	23511
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2231 MOSLEY AVE ALAMEDA CA 945014095, ALAMEDA, CA 94501-4095

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Nov 22, 2017
Property Address	640 CEDAR AVE, ATWATER, CA 95301-4420
Document Number	0000039853
Instrument Date	Nov 13, 2017
Instrument	39853
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$462.00
Amount Accuracy	Partial
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COBBLESTONE LN SAN RAMON CA 945831755, SAN RAMON, CA 94583-1755

Tax Assessment & Valuation

The 2025 property tax bill for 640 Cedar Ave was $5,190.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Atwater City
County	Merced County
Elementary School District	Atwater Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$490,190 (+2.04%) Land $69,632 Building $420,558
2025	$5,190.00	$480,383 Land $68,267 Building $412,116
2023	$4,934.00 (+1.07%)	$461,828 Land $65,617 Building $396,211
2022	$4,882.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 640 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ATWATER serves 29,479 people · EPA ID CA2410001
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Ayera Technologies, Verizon.

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