San Luis Obispo County property record for 640 Cascade Ln, Nipomo, CA 93444
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,616 sqft · built 2003 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $965,000 (Jul 2021) |
| Tax Bill | $10,898 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Jul 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 092-175-020 |
| Primary APN | 092-175-020 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,616 sqft Living Area |
| 1st Floor Area | 2,616 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Wood |
| Lot Area | 18,000 sqft (0.413 acres) |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 640 CASCADE LN |
|---|---|
| City | NIPOMO |
| State | CA |
| Zip | 93444-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TR 2336 LT 20 |
| Legal Subdivision | TRACT 2336 |
| Legal Tract | 2336 |
| Legal Block | 2 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 12405 |
Source: San Luis Obispo County records · APN 092-175-020
Assessment roll updated August 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 CASCADE LN, NIPOMO, CA 93444-5516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 09, 2021 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Jul 09, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 19, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage OPTIMUM FIRST INC |
| Jun 09, 2017 | Grant Deed, Transfer · Conventional Mortgage STIFEL BK&TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 09, 2021 · Amount on Record |
| Deed Sale | Jul 09, 2021 · Amount on Record |
| Prior Sale | Jun 09, 2017 · Amount on Record |
| Deed Document Number | 202148300 |
| Prior Transfer Date | Jan 11, 2021 |
| Prior Transfer Doc | 0000003715 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 09, 2021 |
| Property Address | 640 CASCADE LN, NIPOMO, CA 93444-5516 |
| Document Number | 0000048299 |
| Map Reference | MB 21 PG 34 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 2021048299 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 CASCADE LN, NIPOMO, CA 93444-5516 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jul 09, 2021 |
| Property Address | 640 CASCADE LN, NIPOMO, CA 93444-5516 |
| Document Number | 0000048300 |
| Map Reference | MB 21 PG 34 |
| Instrument Date | Jun 07, 2021 |
| Instrument | 2021048300 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 CASCADE LN, NIPOMO, CA 93444-5516 |
| Document Number | 0000048301 |
|---|---|
| Date | Jul 09, 2021 |
| Instrument | 2021048301 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 19, 2021 |
| Property Address | 640 CASCADE LN, NIPOMO, CA 93444-5516 |
| Document Number | 0000003715 |
| Map Reference | MB 21 PG 34 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 2021003715 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 640 CASCADE LN, NIPOMO, CA 93444-5516 |
| Document Number | 0000003716 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2021003716 |
| Name | OPTIMUM FIRST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 09, 2017 |
| Property Address | 640 CASCADE LN, NIPOMO, CA 93444-5516 |
| Document Number | 0000025173 |
| Instrument Date | May 04, 2017 |
| Instrument | 25173 |
| Transaction Type | Transfer |
| Record Updated | Jul 03, 2017 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $753.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 640 CASCADE LN NIPOMO CA 934445516, NIPOMO, CA 93444-5516 |
| Document Number | 25174 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 25174 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2047 |
Source: San Luis Obispo County records · Assessment roll updated August 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $10,898.00 (+3.47%) | $1,024,065 (+4.04%) Land $424,483 Building $599,582 |
| 2024 | $10,533.00 (+1.16%) | |
| 2023 | $10,412.00 (+1.53%) | $984,300 Land $408,000 Building $576,300 |
| 2022 | $10,255.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Peak WiFi, Radiate Holdings, Verizon.
Based on FCC filings for 333 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GOLDEN STATE WATER COMPANY - NIPOMO private · serves 4,512 people |
|---|---|
| Water Source | Purchased surface water from NIPOMO COMM SERVICES DIST |
| Last State Inspection | Sep 2023 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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