640 Caribbean Dr, Satellite Beach, FL 32937 Property Records

Brevard County property record for 640 Caribbean Dr, Satellite Beach, FL 32937

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,782 sqft · built 1977
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$505,000 (Dec 2024)
Tax Bill$8,696 (2025)
Deeds & MortgagesNov 2021 Mortgage
Nov 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN27-37-02-83-K-9

Property Details

APN / Parcel Number

Primary APN27-37-02-83-K-9
Alternative APNs
  • 27-37-02-83-0000K.0-0009.00
  • 2708215

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,782 sqft Living Area
Gross Area2,568 sqft
1st Floor Area1,782 sqft

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions114 ft deep x 79 ft wide
Garage TypeAttached
Garage Area462 sqft

Exterior Amenities

PorchEnclosed/Unfinished Porch
Porch Area60 sqft
Deck Area544 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2708215
Street Address640 CARIBBEAN DR
CitySATELLITE BEACH
StateFL
Zip32937-3410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionDE SOTO PARK LOT 9 BLK K
Legal Range37E
Legal Township27S
Legal Section02
Legal SubdivisionDE SOTO PARK
Legal BlockK
Legal Lot Number9
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group2
Census Block2023
Census Tract66600

Owner

Source: Brevard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 CARIBBEAN DR, SATELLITE BEACH, FL 32937-3410
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Deed of Trust, Mortgage · VA Mortgage
CALIBER HOME LOANS INC
Nov 8, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 19, 2024 · Amount on Record
Deed SaleDec 19, 2024 · Amount on Record
Prior SaleNov 8, 2019 · Amount on Record
Deed Document Number2024251958
Deed Book / Page10226 / 998
Record UpdatedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address640 CARIBBEAN DR, SATELLITE BEACH, FL 32937-3410
Transaction TypeMortgage
Record UpdatedJul 13, 2023
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 CARIBBEAN DR, SATELLITE BEACH, FL 32937-3410

Mortgage

Document Number0093280954
DateNov 17, 2021
Book Page9328/954
Instrument2021300972
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term358 Months
DueSep 1, 2051

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBREVARD FL
Recording DateNov 8, 2019
Property Address640 CARIBBEAN DR, SATELLITE BEACH, FL 32937-3410
Document Number0085842652
Book / Page008584 / 002652
Instrument DateNov 7, 2019
Instrument245136
Transaction TypeTransfer
Record UpdatedDec 27, 2019
Title CompanyFLORIDA TITLE AND GUARANTEE AGENCY, FLORIDA TITLE & GNTE AGCY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,275.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address640 CARIBBEAN DR SATELLITE BEACH FL 329373410, SATELLITE BEACH, FL 32937-3410

Mortgage

Document Number85842654
DateNov 8, 2019
Book Page008584/002654
Instrument245137
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 7, 2049

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
MunicipalitySatellite Beach City
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$507,700 (+0.17%)$507,700 (+0.17%)
2025$8,696.00 (+52.19%) Homeowner's exemption$506,850 (+51.52%) Land $225,000 Building $281,850$506,850 (+0.43%) Land $225,000 Building $281,850
2023$5,714.00 (+6.21%) Homeowner's exemption$334,500 (+3%)$504,680 (+7.62%) Land $195,000 Building $309,680
2022$5,380.00 Homeowner's exemption$324,760$468,930 Land $187,000 Building $281,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 185 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies185 in force
Nearby Flood Claims35 (1980–2022)
Claims Outside the SFHA29 of 35
Most Recent ClaimNov 2022 · Hurricane Nicole
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 6 claims
  • Hurricane Frances, Sep 2004 · 15 claims
  • Hurricane Erin, Aug 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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