640 Caprice Blf, Fate (Royse City), TX 75189 Property Records

Rockwall County property record for 640 Caprice Blf, Fate, TX 75189

Property Summary

Property TypeSingle Family Home
Details2,313 sqft · built 2022
Lot Size0.102 acres (4,440 sqft)
OwnerIndividual Name on File
Tax Bill$6,572 (2025)
Deeds & MortgagesMar 2024 Mortgage
Flood ZoneZone X (minimal risk)
APNR118346

Property Details

APN / Parcel Number

Primary APNR118346
Alternative APNs
  • S3551-000D-0017-00-0R
  • 118346

Interior

Stories1 Story
Building Area2,313 sqft Living Area
Gross Area2,823 sqft
1st Floor Area2,313 sqft

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Lot Area4,440 sqft (0.102 acres)
Garage TypeAttached
Garage Area420 sqft
PorchCovered Porch
Porch Area156 sqft

Location & Zoning

Street Address640 CAPRICE BLF
CityFATE
StateTX
Zip75189-8844
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEDGEWATER PHASE 1, BLOCK D, LOT 17
Legal SubdivisionEDGEWATER PHASE 1
Legal BlockD
Legal Lot Number17
JurisdictionROCKWALL TX
Township / Civil DivisionNORTHEAST ROCKWALL
Census Block Group1
Census Block1018
Census Tract40409

Owner

640 Caprice Blf is owned and occupied by an individual.

Source: Rockwall County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address640 CAPRICE BLF, FATE, TX 75189-8844
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2024: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionROCKWALL TX
Recording DateMar 5, 2024
Property Address640 CAPRICE BLF, FATE, TX 75189-8844
Document Number0000003648
Map ReferenceDOC 20220000008660
Instrument DateFeb 29, 2024
Instrument20240000003648
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 17, 2025
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 CAPRICE BLF, FATE, TX 75189-8844

Mortgage

Document Number0000003649
DateMar 5, 2024
Instrument20240000003649
Lender
NameSFMC LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 640 Caprice Blf was $6,572 with a homeowner's exemption, down 18.2% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityFate City
CountyRockwall County
Unified School DistrictRockwall Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$392,074 (-1.97%) Land $80,000 Building $312,074$392,074 (-1.97%) Land $80,000 Building $312,074
2025$6,572.00 (-18.16%) Homeowner's exemption$399,954 Land $126,000 Building $273,954$399,954 Land $126,000 Building $273,954
2024$8,030.00
2023$226,093 Land $140,000 Building $86,093$226,093 Land $140,000 Building $86,093

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Caprice Blf in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2018–2025)
Most Recent ClaimJan 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Caprice Blf is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 77% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLACKLAND WSC
serves 6,171 people · EPA ID TX1990004
Water SourcePurchased surface water from several systems
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Optimum
Cable · Fiber in parts of the area
940 / 35
Nextlink
Fixed Wireless
500 / 100
Peoples Communications
Fixed Wireless · Fiber in parts of the area
500 / 60
Verizon
Fixed Wireless
300 / 20
Rise Broadband
Fixed Wireless
100 / 20

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