640 Canal St, Placerville, CA 95667 Property Records

El Dorado County property record for 640 Canal St, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,259 sqft · built 1937
Lot Size	0.1 acres (4,356 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,500 (Sep 2020)
Tax Bill	$3,622 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`001-132-017-000`

Property Details

APN / Parcel Number

Primary APN	`001-132-017-000`
Alternative APNs	`00113217100` `0011321710`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,259 sqft Living Area
1st Floor Area	1,259 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1954
Architectural Style	Contemporary
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Terrain	Gentle Slope
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Patio Area	1,259 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	640 CANAL ST
City	PLACERVILLE
State	CA
Zip	95667-4404
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	POR L 1 BLK 46 PLACERVILLE
Legal Subdivision	PLACERVILLE
Legal Block	46
Legal Lot Number	1
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	1
Census Block	1003
Census Tract	31000

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 CANAL ST, PLACERVILLE, CA 95667-4404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2020	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Oct 15, 2018	Quit Claim Deed, Transfer NOT AVAILABLE
Oct 15, 2018	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2020 · Amount on Record
Deed Sale	Sep 2, 2020 · Amount on Record
Prior Sale	May 17, 2016 · Amount on Record
Deed Document Number	202046803
Prior Transfer Date	Sep 23, 2018
Prior Transfer Doc	0000040061
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 2, 2020
Property Address	640 CANAL ST, PLACERVILLE, CA 95667-4404
Document Number	0000046803
Instrument Date	Aug 30, 2020
Instrument	2020-0046803
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	640 CANAL ST, PLACERVILLE, CA 95667-4404

Mortgage

Document Number	0000046804
Date	Sep 2, 2020
Instrument	2020-0046804

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 15, 2018
Property Address	640 CANAL ST, PLACERVILLE, CA 95667-4404
Document Number	0000040062
Instrument Date	Sep 23, 2018
Instrument	40062
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1113 ELM AVE PLACERVILLE CA 956674711, PLACERVILLE, CA 95667-4711

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 15, 2018
Property Address	640 CANAL ST, PLACERVILLE, CA 95667-4404
Document Number	0000040061
Instrument Date	Sep 23, 2018
Instrument	40061
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1113 ELM AVE PLACERVILLE CA 956674711, PLACERVILLE, CA 95667-4711

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$348,334 (+2%) Land $94,397 Building $253,937
2025	$3,622.00 (+3.37%)	$341,505 (+4.04%) Land $92,547 Building $248,958
2023	$3,504.00 (+1.42%)	$328,246 Land $88,954 Building $239,292
2022	$3,455.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon, Zeta Broadband.

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