Lorain County property record for 640 Cambridge Ave, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft · built 1943 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,411 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-006-103-013 |
| Primary APN | 06-25-006-103-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| 1st Floor Area | 725 sqft |
| 2nd Floor Area | 348 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1943 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 130 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Heating System | HVAC |
|---|
| Street Address | 640 CAMBRIDGE AVE |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-6530 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | E BROAD ST HTS FRNT 0045.00 DPTH 0120.00 |
| Legal Subdivision | E BROAD ST HTS FRNT |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 59 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 71201 |
Source: Lorain County records · APN 06-25-006-103-013
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 CAMBRIDGE AVE, ELYRIA, OH 44035-6530 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,411.00 | $48,760 (+%) Land $8,460 Building $40,300 | $139,310 (-) Land $24,160 Building $115,150 |
| 2024 | $2,411.00 (+49.2%) | $48,759 (+68.41%) Land $8,456 Building $40,303 | $139,310 (+68.41%) Land $24,160 Building $115,150 |
| 2023 | $1,616.00 (+0.37%) | $28,952 (+0.01%) Land $6,832 Building $22,120 | $82,720 (-) Land $19,520 Building $63,200 |
| 2022 | $1,610.00 | $28,950 Land $6,830 Building $22,120 | |
| 2021 | $82,720 Land $19,520 Building $63,200 |
Source: FEMA National Flood Hazard Layer as of May 25, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Frontier.
Based on FCC filings for 566 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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