640 Cambrian Ct, Sacramento, CA 95864 Property Records

Sacramento County property record for 640 Cambrian Ct, Sacramento, CA 95864

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,256 sqft · built 1973
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$1,050,000 (Jun 2026)
Tax Bill	$5,915 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`292-0520-027-0000`

Property Details

APN / Parcel Number

Primary APN	`292-0520-027-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,256 sqft Living Area
1st Floor Area	2,256 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	13,939 sqft (0.32 acres)
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Pool Area	7,700 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	640 CAMBRIAN CT
City	SACRAMENTO
State	CA
Zip	95864-6114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-4
Legal Description	WILHAGGIN EAST 05, LOT 23
Legal Subdivision	WILHAGGIN EAST 05
Legal Lot Number	23
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3006
Census Tract	5803

Owner

640 Cambrian Ct is owned and occupied by an individual who bought it in June 2026.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	640 CAMBRIAN CT, SACRAMENTO, CA 95864-6114
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Grant Deed, Transfer STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA
Jun 9, 2026	Grant Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Feb 20, 2020	Affidavit of Death, Transfer ATTORNEY ONLY
Feb 20, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2026 · Amount on File
Deed Sale	Jun 9, 2026 · Amount on File
Deed Book / Page	20260609 / 659
Prior Transfer Date	Oct 16, 1997
Prior Transfer Doc	9710000613
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2026
Property Address	640 CAMBRIAN CT, SACRAMENTO, CA 95864-6114
Document Number	2026000658
Book / Page	20260609 / 658
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	640 CAMBRIAN CT, SACRAMENTO, CA 95864-6114

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 9, 2026
Property Address	640 CAMBRIAN CT, SACRAMENTO, CA 95864-6114
Document Number	2026000659
Book / Page	20260609 / 659
Instrument Date	Jun 5, 2026
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	STEWART TITLE/NW FLORIDA, STEWART TITLE OF CALIFORNIA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116,655.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	640 CAMBRIAN CT, SACRAMENTO, CA 95864-6114

Mortgage

Document Number	2026000660,
Date	Jun 9, 2026
Book Page	20260609/660

Lender

Name	CITADEL SERVICING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 20, 2020
Property Address	640 CAMBRIAN CT, SACRAMENTO, CA 95864-6114
Document Number	2002200803
Instrument Date	Jan 30, 2020
Instrument	2002200803
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	640 CAMBRIAN CT SACRAMENTO CA 958646114, SACRAMENTO, CA 95864-6114

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 20, 2020
Property Address	640 CAMBRIAN CT, SACRAMENTO, CA 95864-6114
Document Number	2002200804
Instrument Date	Jan 30, 2020
Instrument	2002200804
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	640 CAMBRIAN CT SACRAMENTO CA 958646114, SACRAMENTO, CA 95864-6114

Tax Assessment & Valuation

The 2025 property tax bill for 640 Cambrian Ct was $5,915, up 1% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$488,436 (+2%) Land $153,632 Building $334,804
2025	$5,915.00 (+0.97%) Homeowner's exemption	$478,860 Land $150,620 Building $328,240
2024	$5,858.00 (+2.54%)
2023	$5,713.00 (+0.58%) Homeowner's exemption	$460,267 Land $144,772 Building $315,495
2022	$5,680.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Cambrian Ct in Zone X, where a levee reduces flood risk, though there have been 8 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 97 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	97 in force
Nearby Flood Claims	8 (1991–1998)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Cambrian Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SACRAMENTO SUBURBAN WATER DISTRICT serves 194,444 people · EPA ID CA3410001
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: GeoLinks, Succeed.Net.

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