640 California Ave, Needles, CA 92363 Property Records

San Bernardino County property record for 640 California Ave, Needles, CA 92363

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,552 sqft · built 1957
Lot Size0.169 acres (7,381 sqft)
Owner2 Individual Names on File
Tax Bill$1,344 (2025)
Deeds & MortgagesApr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN0185-083-15-0000

Property Details

APN / Parcel Number

Primary APN0185-083-15-0000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms12 Rooms
Stories1 Story
Building Area2,552 sqft Living Area
1st Floor Area2,552 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1975
Architectural StyleModern
Construction TypeFrame
Roof MaterialOther
Lot Area7,381 sqft (0.169 acres)
Lot Dimensions121 ft deep x 61 ft wide
Garage TypeDetached
Garage Area502 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area252 sqft
Patio Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address640 CALIFORNIA AVE
CityNEEDLES
StateCA
Zip92363-2115
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2549 LOT 24 TR NO 2549 E 2O.3O FT LOT 24 ALL LOT 25 AND W 5 FT LOT 26 AND N 1O FT CAL1F AVE VAC ADJ ON S
Legal Tract2549
Legal Block1
Legal Lot Number24
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionNEEDLES
Census Block Group1
Census Block1127
Census Tract25100

Owner

640 California Ave is owned and occupied by two individuals.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address640 CALIFORNIA AVE, NEEDLES, CA 92363-2115
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address640 CALIFORNIA AVE, NEEDLES, CA 92363-2115
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000149150
DateApr 25, 2018
Instrument2018-0149150
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 640 California Ave was $1,344 with a homeowner's exemption.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalityNeedles City
Unified School DistrictNeedles Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$117,617 (+2%) Land $13,326 Building $104,291
2025$1,344.00 Homeowner's exemption$115,311 Land $13,065 Building $102,246
2023$1,477.00 (+2.36%) Homeowner's exemption$110,833 Land $12,558 Building $98,275
2022$1,443.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 640 California Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Nearby Flood Policies15 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA1 of 2
Most Recent ClaimJul 1983 · Flooding
Claims by Event
  • Flooding, Jul 1983 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 California Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NEEDLES
serves 4,872 people · EPA ID CA3610032
Water SourceGroundwater
Last State InspectionSep 2025
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
FMTV
Fiber
1,000 / 1,000
Tristate Wi-Fi by Wi-Fiber
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on California Ave

Nearby Streets

Search Property Records by Address or Parcel Number