640 Byrd Rd, Bryson City, NC 28713 Property Records

Swain County property record for 640 Byrd Rd, Bryson City, NC 28713

Property Summary

Property Type	Mobile Home
Details	2 bd · 1 ba · 2,406 sqft · built 2009
Lot Size	8.89 acres (387,510 sqft)
Owner	2 Individual Names on Record
Tax Bill	$896 (2026)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`665204747405`

Property Details

APN / Parcel Number

Primary APN	`665204747405`
Alternative APN	`537985`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,406 sqft Total Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable
Roof Material	Asphalt
Lot Area	387,510 sqft (8.89 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	537985
Street Address	640 BYRD RD
City	BRYSON CITY
State	NC
Zip	28713-6346
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	30-NR-5528-HWY 74S BYRD RD
Legal Subdivision	HWY 74S BYRD RD
Jurisdiction	SWAIN NC
Township / Civil Division	NANTAHALA
Census Block Group	1
Census Block	1027
Census Tract	960301

Owner

Source: Swain County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 BYRD RD, BRYSON CITY, NC 28713-6346
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Dec 11, 2017	Executor's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 11, 2026
Transfer Doc	0000001621
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SWAIN NC
Recording Date	Sep 17, 2026
Property Address	640 BYRD RD, BRYSON CITY, NC 28713-6346
Document Number	0000001621
Book / Page	557 / 368
Instrument Date	Sep 11, 2026
Instrument	20261621
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 BYRD RD, BRYSON CITY, NC 28713-6346

Mortgage

Document Number	0000001622,
Date	Sep 17, 2026
Instrument	20261622

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2017: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	SWAIN NC
Recording Date	Dec 11, 2017
Property Address	640 BYRD RD, BRYSON CITY, NC 28713-6346
Document Number	00454/0385
Book / Page	00454 / 0385
Map Reference	CAB 0004 SL 2993
Instrument Date	Dec 4, 2017
Instrument	02080
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 PRIER RD, BRYSON CITY, NC 28713-5581

Tax Assessment & Valuation

Source: Swain County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Swain County
Unified School District	Swain County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$896.00 (+18.83%)	$190,650 (+7.32%) Land $107,000 Building $83,650
2025			$190,650 (+7.32%) Land $107,000 Building $83,650
2023	$754.00 Additional exemption filed	$177,650 Land $107,000 Building $70,650	$177,650 Land $107,000 Building $70,650

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
BalsamWest FiberNET Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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