Lapeer County property record for 640 Bowers Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,352 sqft · built 1932 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $124,900 (Aug 2017) |
| Tax Bill | $916 (2025) |
| Deeds & Mortgages | Aug 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 012-004-020-00 |
| Primary APN | 012-004-020-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,352 sqft Living Area |
| 1st Floor Area | 960 sqft |
| Flooring | Carpet |
| Year Built | Built 1932 |
|---|---|
| Effective Year Built | Effective 1932 |
| Lot Area | 41,818 sqft (0.96 acres) |
| Total Buildings | 2 Buildings |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 640 BOWERS RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-3115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1C |
| Legal Description | SEC 4 T7N R10E COM 684.5 FT W OF N 1/4 COR, TH W 120 FT, TH S 82.5 FT, TH W 27.06 FT TH S 219.03 FT, TH E 147.06 FT, TH N |
| Legal Range | 10E |
| Legal Township | 07N |
| Legal Section | 04 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | LAPEER |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 338000 |
640 Bowers Rd is owned and occupied by two individuals who bought it in August 2017.
Source: Lapeer County records, as of September 24, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 BOWERS RD, LAPEER, MI 48446-3115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 22, 2017 · Amount on File |
| Deed Sale | Aug 22, 2017 · Amount on File |
| Prior Sale | Sep 21, 2010 · Amount on File |
| Deed Book / Page | 2913 / 114 |
| Prior Transfer Date | Dec 30, 2009 |
| Prior Transfer Doc | 0024250491 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAPEER MI |
| Recording Date | Aug 22, 2017 |
| Property Address | 640 BOWERS RD, LAPEER, MI 48446-3115 |
| Document Number | 0029130114 |
| Book / Page | 2913 / 114 |
| Instrument Date | Aug 18, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | CISLO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 705 N WASHINGTON ST, LAPEER, MI 48446-1957 |
The 2025 property tax bill for 640 Bowers Rd was $916 with a homeowner's exemption, up 3.9% from the year before.
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Lapeer Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $59,000 (+5.55%) | $118,000 (+5.55%) | |
| 2025 | $916.00 (+3.85%) Homeowner's exemption | $55,900 | $111,800 |
| 2024 | $882.00 | ||
| 2023 | $48,700 | $97,400 | |
| 2022 | $805.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Bowers Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Bowers Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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