Cleveland County property record for 640 Bethlehem Rd, Kings Mountain, NC 28086
| Property Type | Single Family Home |
|---|---|
| Details | 2,332 sqft · built 1974 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,838 (2026) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10715 |
| Primary APN | 10715 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,332 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
| Porch | Slab |
| Porch Area | 248 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1293850 |
|---|---|
| Street Address | 640 BETHLEHEM RD |
| City | KINGS MOUNTAIN |
| State | NC |
| Zip | 28086-9539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | 3.2AC RD 2245 |
| Legal Subdivision | BETHLEHEM |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 950601 |
640 Bethlehem Rd, a single family home, is owned by two individuals.
Source: Cleveland County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 640 BETHLEHEM RD, KINGS MOUNTAIN, NC 28086-9539 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017381620 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 1738/1620 |
| Instrument | 2017-002770 |
| Name | ROUNDPOINT MORTGAGE SERVICING CORPORATIO |
|---|---|
| Type | Non-Lending Institution |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2042 |
The 2026 property tax bill for 640 Bethlehem Rd was $1,838, up 4% from the year before.
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,838.00 (+4.02%) | $278,348 (-) Land $63,930 Building $214,418 | $278,348 (-) Land $63,930 Building $214,418 |
| 2025 | $1,767.00 | $278,348 Land $63,930 Building $214,418 | $278,348 Land $63,930 Building $214,418 |
| 2023 | $199,447 Land $43,097 Building $156,350 | $199,447 Land $43,097 Building $156,350 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Bethlehem Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Bethlehem Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 51% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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