Escambia County property record for 640 Beck Ave, Pensacola, FL 32514
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,512 sqft · built 1986 |
| Lot Size | 0.261 acres (11,347 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,174 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-1S-30-7000-022-005 |
| Primary APN | 12-1S-30-7000-022-005 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,347 sqft (0.261 acres) |
| Porch | Slab |
| Porch Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 21526000 |
|---|---|
| Street Address | 640 BECK AVE |
| City | PENSACOLA |
| State | FL |
| Zip | 32514-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HDMU |
| Legal Description | LT 22 BLK 5 SPRINGHEAD HOME SITES PB 3 P 24 OR 5465 P 215 OR 8024 P 1290 OR 8025 P 121 |
| Legal Range | 30W |
| Legal Township | 01S |
| Legal Section | 12 |
| Legal Subdivision | SPRINGHEAD HOME SITES |
| Legal Block | 5 |
| Legal Lot Number | 22 |
| Jurisdiction | ESCAMBIA FL |
| Township / Civil Division | PENSACOLA |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 3509 |
640 Beck Ave is owned and occupied by two individuals.
Source: Escambia County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 BECK AVE, PENSACOLA, FL 32514-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 640 Beck Ave was $1,174 with a homeowner's exemption, up 15.8% from the year before.
Source: Escambia County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Escambia County |
| Unified School District | Escambia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,174.00 (+15.78%) Homeowner's exemption | $77,172 | $150,193 Land $25,000 Building $125,193 |
| 2024 | $1,014.00 (+0.4%) | ||
| 2023 | $1,010.00 (+1.71%) Homeowner's exemption | $72,814 (+3%) | $143,954 (+17.46%) Land $25,000 Building $118,954 |
| 2022 | $993.00 Homeowner's exemption | $70,694 | $122,559 Land $15,000 Building $107,559 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Beck Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 2 (2014–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Beck Ave is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
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