Montgomery County property record for 640 Beaman Rd, Troy, NC 27371
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 5 bd · 2 ba · 2,125 sqft · built 2024 |
| Lot Size | 12.3 acres (537,966 sqft) |
| Owner | 2 Individual Names on Record |
| Deeds & Mortgages | Dec 2024 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 7620 00 50 8208 |
| Primary APN | 7620 00 50 8208 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,125 sqft Finished Area |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Modular |
| Lot Area | 537,966 sqft (12.3 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1487816 |
|---|---|
| Street Address | 640 BEAMAN RD |
| City | TROY |
| State | NC |
| Zip | 27371-2980 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Legal Description | CUSHING TRACT 1 CUSHING #1 |
| Legal Subdivision | SURVEY FOR PAUL L HURLEY |
| Legal Tract | 1 |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | TROY |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 960202 |
Source: Montgomery County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 BEAMAN RD, TROY, NC 27371-2980 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 640 BEAMAN RD, TROY, NC 27371-2980 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 640 BEAMANRD, TROY, NC 27371-2980 |
| Document Number | 000954/669 |
|---|---|
| Date | Dec 18, 2024 |
| Book Page | 954/669 |
| Instrument | 384785 |
| Name | TOWNE MORTGAGE OF THE CAROLINAS |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2026 | $228,823 (-) Land $56,995 Building $171,828 | $228,823 (-) Land $56,995 Building $171,828 |
| 2025 | $228,823 Land $56,995 Building $171,828 | $228,823 Land $56,995 Building $171,828 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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