640 Back Nine Dr, Moneta, VA 24121 Property Records

Franklin County property record for 640 Back Nine Dr, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,420 sqft · built 2004
Lot Size	0.747 acres (32,539 sqft)
Owner	Individual Name on Record
Last Sale	$360,000 (Oct 2019)
Tax Bill	$1,825 (2025)
Deeds & Mortgages	May 2023 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030 06-014 00`

Property Details

APN / Parcel Number

Primary APN	`030 06-014 00`
Alternative APN	`7356`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,420 sqft Living Area
Gross Area	2,530 sqft
1st Floor Area	1,380 sqft
Basement Area	1,380 sqft
Finished Basement	1,380 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,539 sqft (0.747 acres)
Terrain	Rolling
Garage Area	464 sqft
Driveway	Paver Driveway
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	391 sqft
Deck Area	24 sqft
Patio Area	231 sqft
Balcony Area	20 sqft
Gazebo	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	7356
Street Address	640 BACK NINE DR
City	MONETA
State	VA
Zip	24121-2588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	WATERFRONT LOT 14 SECTION 11
Legal Subdivision	WATERFRON
Legal Lot Number	14
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	2
Census Block	2012
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 BACK NINE DR, MONETA, VA 24121-2588
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Feb 28, 2022	Gift Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 10, 2019	Warranty Deed, Transfer · Conventional with PMI WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2019 · Amount on Record
Deed Sale	Oct 10, 2019 · Amount on Record
Prior Sale	Jul 18, 2005 · Amount on Record
Deed Document Number	20196462
Deed Book / Page	1128 / 2146
Last Transfer Date	Oct 29, 2021
Transfer Doc	0011800189
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	640 BACK NINE DR, MONETA, VA 24121-2588
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 BACK NINE DR, MONETA, VA 24121-2588

Mortgage

Document Number	0011991186
Date	May 30, 2023
Book Page	1199/1186
Instrument	230002970

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jun 1, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FRANKLIN VA
Recording Date	Feb 28, 2022
Property Address	640 BACK NINE DR, MONETA, VA 24121-2588
Document Number	0011800189
Book / Page	1180 / 189
Map Reference	MB 476 PG 522
Instrument Date	Oct 29, 2021
Instrument	220001611
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 BACK NINE DR, MONETA, VA 24121-2588

Mortgage

Document Number	0011800192
Date	Feb 28, 2022
Book Page	1180/192
Instrument	220001612

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Oct 10, 2019
Property Address	640 BACK NINE DR, MONETA, VA 24121-2588
Document Number	0011282146
Book / Page	001128 / 002146
Instrument Date	Oct 7, 2019
Instrument	6462
Transaction Type	Transfer
Record Updated	May 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$360.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 BACK NINE DR MONETA VA 241212588, MONETA, VA 24121-2588

Mortgage

Document Number	11282148
Date	Oct 10, 2019
Book Page	001128/002148
Instrument	6463

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,825.00 (+0.55%)	$424,600 (+42.67%) Land $70,000 Building $354,600	$424,600 (+42.67%) Land $70,000 Building $354,600
2023	$1,815.00	$297,600 (-) Land $55,000 Building $242,600	$297,600 (-) Land $55,000 Building $242,600
2022		$297,600 Land $55,000 Building $242,600	$297,600 Land $55,000 Building $242,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROCKY MOUNT serves 6,000 people · EPA ID VA5067840
Water Source	Surface water
Last State Inspection	May 2025
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Cable	1,000 / 50

May also be available: SMLW Broadband.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Back Nine Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures