Pender County property record for 640 Avila Ave, Hampstead, NC 28443
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,268 sqft · built 2022 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | Company Name on File |
| Last Sale | $150,000 (Nov 2020) |
| Tax Bill | $3,848 (2025) |
| Deeds & Mortgages | Aug 2023 Construction Loan Jul 2022 Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4203-63-2041-0000 |
| Primary APN | 4203-63-2041-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Year Built | Built 2022 |
|---|---|
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Pile |
| Lot Area | 22,216 sqft (0.51 acres) |
| Shed | 1 Shed |
| Shed Area | 288 sqft |
| Cabin | Cabin |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 000035453 |
|---|---|
| Old Parcel Number | 4203 63 2041 0000 |
| Street Address | 640 AVILA AVE |
| City | HAMPSTEAD |
| State | NC |
| Zip | 28443-8090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20C |
| Legal Description | L 20,PB 43/133 AVILA |
| Legal Subdivision | AVILA SUBDIVISION |
| Legal Lot Number | 20 |
| Jurisdiction | PENDER NC |
| Township / Civil Division | TOPSAIL |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 920202 |
640 Avila Ave is owned by a company that bought it in November 2020.
Source: Pender County records, as of January 26, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 10340, WILMINGTON, NC 28404-0340 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2023 | Deed of Trust, Mortgage · Construction Mortgage PARAGON BANK |
| Jul 28, 2022 | Deed of Trust, Mortgage · Construction Mortgage PARAGON BANK |
| Nov 2, 2020 | Warranty Deed, Transfer · Commercial Mortgage SELECT BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2020 · Amount on File |
| Deed Sale | Nov 2, 2020 · Amount on File |
| Prior Sale | Oct 21, 2005 |
| Deed Document Number | 0002264730 |
| Deed Book / Page | 226 / 4730 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 640 AVILA AVE, HAMPSTEAD, NC 28443-8090 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0048190817 |
|---|---|
| Date | Aug 15, 2023 |
| Book Page | 4819/817 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Aug 15, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PENDER NC |
| Property Address | 640 AVILA AVE, HAMPSTEAD, NC 28443-8090 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0047941647 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 4794/1647 |
| Name | PARAGON BANK |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38119 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 28, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PENDER NC |
| Recording Date | Nov 2, 2020 |
| Property Address | 20 AVILA AVE, HAMPSTEAD, NC 28443 |
| Document Number | 0047300226 |
| Book / Page | 4730 / 226 |
| Map Reference | MB 32 PG 116 |
| Instrument Date | Nov 2, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5204 HELMS PORT AVE, 5204, WILMINGTON, NC 28409-3705 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 10340, WILMINGTON, NC 28404-0340 |
| Document Number | 0004730229 |
|---|---|
| Date | Nov 2, 2020 |
| Instrument | 4730/229 |
| Name | SELECT BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 640 Avila Ave was $3,848.
Source: Pender County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pender County |
| Unified School District | Pender County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,848.00 | $623,049 Land $61,268 Building $561,781 | $623,049 Land $61,268 Building $561,781 |
| 2023 | $251,346 (+181.89%) Land $89,165 Building $162,181 | $251,346 (+181.89%) Land $89,165 Building $162,181 | |
| 2022 | $742.00 | $89,165 Land $89,165 | $89,165 Land $89,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Avila Ave in Zone X, an area of minimal flood risk, though there have been 52 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 93 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 52 (1996–2020) |
| Claims Outside the SFHA | 38 of 52 |
| Most Recent Claim | Aug 2020 · Hurricane Isaias |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Avila Ave is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
5G (outdoors only) and 4G LTE
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