Erie County and Lancaster Town property record for 640 Aurora St, Lancaster, NY 14086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,568 sqft · built 1999 |
| Lot Size | 4.05 acres (176,418 sqft) |
| Owner | Individual Name on File |
| Last Sale | $405,000 (Jun 2020) |
| Tax Bill | $10,643 (2026) |
| Deeds & Mortgages | Jun 2023 Line of Credit Dec 2017 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 145289 126.07-3-12.21 |
| Primary APN | 145289 126.07-3-12.21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,568 sqft Living Area |
| 1st Floor Area | 1,930 sqft |
| 2nd Floor Area | 638 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 176,418 sqft (4.05 acres) |
| Lot Width | 20 ft Width |
| Garage Type | Attached |
| Garage Area | 792 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 640 AURORA ST |
|---|---|
| City | LANCASTER |
| State | NY |
| Zip | 14086-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SM #46 1998 |
| Legal Subdivision | BUFFALO CREEK INDIAN RESERVATION |
| Legal Block | 3 |
| Legal Lot Number | 12.210 |
| Jurisdiction | ERIE NY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 14206 |
640 Aurora St is owned and occupied by an individual who bought it in June 2020.
Source: Erie County and Lancaster Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 640 AURORA ST, LANCASTER, NY 14086-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 27, 2023 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK |
| Jun 15, 2020 | Deed, Transfer |
| Jun 15, 2020 | Affidavit of Death, Transfer NOT AVAILABLE |
| Mar 18, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on File |
| Deed Sale | Jun 15, 2020 · Amount on File |
| Prior Sale | Dec 27, 2018 · Amount on File |
| Deed Document Number | 202095851 |
| Deed Book / Page | 11361 / 5515 |
| Prior Transfer Date | Nov 17, 2018 |
| Prior Transfer Doc | 0113391807 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 640 AURORA ST, LANCASTER, NY 14086-3209 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Name | Verified Name |
|---|---|
| Address | 640 AURORA ST, LANCASTER, NY 14086-3209 |
| Document Number | 0140950565 |
|---|---|
| Date | Jun 27, 2023 |
| Book Page | 14095/565 |
| Instrument | 2023109189 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jun 26, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERIE NY |
| Property Address | 640 AURORA ST, LANCASTER, NY 14086-3209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0138409516 |
|---|---|
| Date | Dec 29, 2017 |
| Book Page | 13840/9516 |
| Instrument | 2017262142 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2033 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 15, 2020 |
| Property Address | 640 AURORA ST, LANCASTER, NY 14086-3209 |
| Document Number | 0113615515 |
| Book / Page | 11361 / 5515 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 2020095851 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,620.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 AURORA ST, 640, LANCASTER, NY 14086-3209 |
| Name | Verified Name |
|---|---|
| Address | 29 LUCY LN # LAW, LAW, CHEEKTOWAGA, NY 14225-4437 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Jun 15, 2020 |
| Property Address | 640 AURORA ST, LANCASTER, NY 14086-3209 |
| Document Number | 0113615512 |
| Book / Page | 011361 / 005512 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 AURORA ST LANCASTER NY 140863209, LANCASTER, NY 14086-3209 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERIE NY |
| Recording Date | Mar 18, 2019 |
| Property Address | 640 AURORA ST, LANCASTER, NY 14086-3209 |
| Document Number | 0113421979 |
| Book / Page | 011342 / 001979 |
| Instrument Date | Mar 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 AURORA ST LANCASTER NY 140863209, LANCASTER, NY 14086-3209 |
The 2026 property tax bill for 640 Aurora St was $10,643, up 118.6% from the year before.
Source: Erie County and Lancaster Town assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Erie County |
| County Subdivision | Lancaster Town |
| Unified School District | Lancaster Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,643.00 (+118.63%) | ||
| 2025 | $4,868.00 (-52.35%) | $381,000 (-) Land $75,300 Building $305,700 | $595,313 (+12.5%) Land $117,656 Building $477,657 |
| 2024 | $10,217.00 | $381,000 (+3.81%) Land $75,300 Building $305,700 | $529,167 (+8.15%) Land $104,583 Building $424,584 |
| 2023 | $367,000 Land $75,300 Building $291,700 | $489,300 Land $100,393 Building $388,907 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Aurora St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1983–1989) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | May 1989 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Aurora St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ECWA LANCASTER serves 29,018 people · EPA ID NY1400421 |
|---|---|
| Water Source | Purchased surface water from ECWA DIRECT |
| Last State Inspection | Nov 2025 |
| Lead | 10 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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