640 Audubon St, Estes Park, CO 80517 Property Records

Larimer County property record for 640 Audubon St, Estes Park, CO 80517

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,274 sqft · built 1998
Lot Size	1.69 acres (73,616 sqft)
Owner	2 Individual Names on File
Last Sale	$857,000 (Sep 2019)
Tax Bill	$6,368 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`35254-67-005`

Property Details

APN / Parcel Number

Primary APN	`35254-67-005`
Alternative APN	`R1475649`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,274 sqft Living Area
Upper Floors Area	916 sqft
Basement Area	3,033 sqft
Finished Basement	1,216 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	73,616 sqft (1.69 acres)
Garage Type	Attached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	500 sqft
Patio Area	916 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Account Number	R1475649
Old Parcel Number	3525467005
Street Address	640 AUDUBON ST
City	ESTES PARK
State	CO
Zip	80517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5, REPL LOTS 14 & 15, THE CRAGS SUB, EP
Legal Range	73
Legal Township	05
Legal Section	25
Legal Quarter	SE
Legal Subdivision	CRAGS
Legal Block	67
Legal Lot Number	5
Jurisdiction	LARIMER CO
Township / Civil Division	ESTES PARK
Census Block Group	1
Census Block	1026
Census Tract	2805

Owner

640 Audubon St is owned by two individuals who bought it in September 2019.

Source: Larimer County records, as of February 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4349 WASHINGTON BLVD, INDIANAPOLIS, IN 46205-1765
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF COLORADO
Sep 16, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF CO
Aug 5, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST NAT'L BK/OMAHA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Deed Document Number	20190055416
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	640 AUDUBON ST, ESTES PARK, CO 80517
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088345
Date	Oct 27, 2020
Instrument	20200088345

Lender

Name	BANK OF COLORADO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	Sep 16, 2019
Property Address	640 AUDUBON ST, ESTES PARK, CO 80517
Document Number	0000055416
Instrument Date	Sep 12, 2019
Instrument	55416
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$85.70
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4349 WASHINGTON BLVD INDIANAPOLIS IN 462051765, INDIANAPOLIS, IN 46205-1765

Mortgage

Document Number	55417
Date	Sep 16, 2019
Instrument	55417

Lender

Name	BANK OF CO
Type	Bank
Address	JOHNSTOWN, CO 80534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 15, 2049

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LARIMER CO
Recording Date	Aug 5, 2019
Property Address	640 AUDUBON ST, ESTES PARK, CO 80517
Instrument Date	Jul 30, 2019
Instrument	44742
Transaction Type	Construction Loan
Record Updated	Aug 14, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 AUDUBON ST ESTES PARK CO 80517, ESTES PARK, CO 80517

Mortgage

Document Number	0000044742
Date	Aug 5, 2019
Instrument	44742

Lender

Name	FIRST NAT'L BK/OMAHA
Type	Bank
Address	OMAHA, NE 68197

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 4, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 640 Audubon St was $6,368.

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Estes Park Town
Unified School District	Estes Park School District R-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,368.00	$82,838 Land $20,938 Building $61,900	$1,325,400 Land $335,000 Building $990,400
2023	$5,869.00 (+24.08%)	$85,211 (+37.54%) Land $22,445 Building $62,766	$1,271,800 (+42.67%) Land $335,000 Building $936,800
2022	$4,730.00	$61,952 Land $13,900 Building $48,052	$891,400 Land $200,000 Building $691,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Audubon St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 individual policies
Nearby Flood Policies	28 units insured incl. 13 condo units
Nearby Flood Claims	3 (2013)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2013 · Severe Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Sep 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Audubon St is very high, ranking above 91% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 91% of the US · above 95% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ESTES PARK serves 16,722 people · EPA ID CO0135257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Dec 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Trailblazer Broadband Fiber	10,000 / 10,000
TDS Telecom Cable	1,000 / 20
Vistabeam Fixed Wireless	500 / 80

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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