640 Ashwick Loop, Sacramento, CA 95823 Property Records

Sacramento County property record for 640 Ashwick Loop, Sacramento, CA 95823

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,214 sqft · built 2017
Lot Size0.039 acres (1,689 sqft)
OwnerIndividual Name on File
Last Sale$287,500 (Oct 2018)
Tax Bill$3,658 (2025)
Deeds & MortgagesNov 2020 Mortgage
Oct 2018 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN117-1530-018-0000

Property Details

APN / Parcel Number

Primary APN117-1530-018-0000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,214 sqft Living Area
1st Floor Area464 sqft
2nd Floor Area750 sqft

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Architectural StyleL-Shape
Construction TypeWood
Roof MaterialOther
Lot Area1,689 sqft (0.039 acres)
Garage Area231 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address640 ASHWICK LOOP
CitySACRAMENTO
StateCA
Zip95823-6819
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2B
Legal DescriptionSOMERSET, LOT 77
Legal SubdivisionSOMERSET
Legal Lot Number77
JurisdictionSACRAMENTO CA
Township / Civil DivisionSACRAMENTO
Census Block Group2
Census Block2003
Census Tract9610

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 ASHWICK LOOP, SACRAMENTO, CA 95823-6819
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 23, 2020Deed of Trust, Mortgage · Conventional with PMI
GOLDEN 1 CU
Oct 25, 2018Quit Claim Deed, Transfer
PLACER TITLE COMPANY
Oct 23, 2018Grant Deed, Transfer · Conventional with PMI
FEDERAL SVGS BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 23, 2018 · Amount on Record
Deed SaleOct 23, 2018 · Amount on Record
Prior SaleFeb 25, 2016 · Amount on Record
Deed Book / Page20181023 / 977
Prior Transfer DateSep 14, 2009
Prior Transfer Doc0000000190
Record UpdatedSep 20, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSACRAMENTO CA
Property Address640 ASHWICK LOOP, SACRAMENTO, CA 95823-6819
Document Number2012031829
Instrument DateNov 23, 2020
Transaction TypeMortgage
Record UpdatedDec 16, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 ASHWICK LOOP SACRAMENTO CA 958236819, SACRAMENTO, CA 95823-6819

Mortgage

Document Number2012031829
DateDec 3, 2020
Instrument2012031829
Lender
NameGOLDEN 1 CU
TypeCredit Union
AddressSACRAMENTO, CA 95826
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 2, 2050

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSACRAMENTO CA
Recording DateOct 25, 2018
Property Address640 ASHWICK LOOP, SACRAMENTO, CA 95823-6819
Document Number1810250364
Instrument DateOct 22, 2018
Instrument1810250364
Transaction TypeTransfer
Record UpdatedNov 7, 2018
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7031 ROSEVILLE RD SACRAMENTO CA 958421669, SACRAMENTO, CA 95842-1669

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSACRAMENTO CA
Recording DateOct 23, 2018
Property Address640 ASHWICK LOOP, SACRAMENTO, CA 95823-6819
Document Number1810230977
Instrument DateOct 18, 2018
Instrument1810230977
Transaction TypeTransfer
Record UpdatedNov 29, 2018
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$316.25
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 ASHWICK LOOP SACRAMENTO CA 958236819, SACRAMENTO, CA 95823-6819

Mortgage

Document Number1810230978
DateOct 23, 2018
Instrument1810230978
Lender
NameFEDERAL SVGS BK
TypeFederal Savings Bank
AddressCHICAGO, IL 60607
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 22, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySacramento County
MunicipalitySacramento City
Unified School DistrictElk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$327,051 (+2%) Land $108,091 Building $218,960
2025$3,658.00 (+0.83%) Homeowner's exemption$320,639 (+4.04%) Land $105,972 Building $214,667
2024$3,628.00 (+2.83%)
2023$3,528.00 (+1.35%) Homeowner's exemption$308,190 Land $101,858 Building $206,332
2022$3,481.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 4 (30% premium discount)
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 73% of California
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SACRAMENTO MAIN
state or territorial government · serves 527,979 people · EPA ID CA3410020
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 933 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
1,000 / 75
UnWired Broadband Holding
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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