640 Aria Ln, Hubert, NC 28539 Property Records

Onslow County property record for 640 Aria Ln, Hubert, NC 28539

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,476 sqft · built 2022
Lot Size	1.45 acres (63,162 sqft)
Owner	Individual Name on Record
Last Sale	$430,000 (Dec 2025)
Tax Bill	$2,016 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1306E-322`

Property Details

APN / Parcel Number

Primary APN	`1306E-322`
Alternative APNs	`0492447000` `477163000` `492447000` `490027589` `167925`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,475 sqft Living Area

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	63,162 sqft (1.45 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	490027589
Street Address	640 ARIA LN
City	HUBERT
State	NC
Zip	28539-0200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	L302 S2 PEYTONS LAKE
Legal Subdivision	PEYTONS LAKE SECTION II LOTS 302 + 302A
Legal Lot Number	302
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	1
Census Block	1024
Census Tract	104

Owner

Source: Onslow County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 ARIA LN, HUBERT, NC 28539-0200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS COMMUNITY BANK
Dec 18, 2025	Warranty Deed, Transfer
Feb 27, 2023	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Feb 27, 2023 · Amount on Record
Deed Book / Page	6495 / 832
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ONSLOW NC
Property Address	640 ARIA LN, HUBERT, NC 28539-0200
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0065090619
Date	Jan 14, 2026
Book Page	6509/619

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank
Address	MANSFIELD, PA 16933

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	9%
Index	1-Year CMT
Max Rate	12%

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 18, 2025
Property Address	640 ARIA LN, HUBERT, NC 28539-0200
Document Number	0064950832
Book / Page	6495 / 832
Map Reference	MB 81 PG 195
Instrument Date	Nov 26, 2025
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Amount	Amount Recorded
Tax	$860.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 ARIA LN, HUBERT, NC 28539-0200

February 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 27, 2023
Property Address	640 ARIA LN, HUBERT, NC 28539-0200
Document Number	0059200456
Book / Page	5920 / 456
Map Reference	MB 81 PG 195
Instrument Date	Feb 14, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$794.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 E DORIS AVE, JACKSONVILLE, NC 28540-5147

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 ARIA LN, HUBERT, NC 28539-0200

Mortgage

Document Number	0005920459
Date	Feb 27, 2023
Instrument	5920-459

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,016.00	$394,385 (+28.11%) Land $55,100 Building $339,285	$394,385 (+28.11%) Land $55,100 Building $339,285
2025	$2,016.00	$307,853 (-) Land $48,100 Building $259,753	$307,853 (-) Land $48,100 Building $259,753
2023	$2,016.00	$307,853 Land $48,100 Building $259,753	$307,853 Land $48,100 Building $259,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	2 (2018)
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 67% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Brightspeed Fiber	940 / 940

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aria Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures