Lonoke County property record for 640 AR Highway 31 S, Coy, AR 72037
| Property Type | Commercial |
|---|---|
| Lot Size | 3 acres (130,680 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $289 (2024) |
| Deeds & Mortgages | Jan 2023 Transfer Feb 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 740-03807-000 |
| Primary APN | 740-03807-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 130,680 sqft (3 acres) |
|---|---|
| Porch | Porch |
| Porch Area | 1,326 sqft |
| Cooling System | None |
|---|
| Street Address | 640 AR HIGHWAY 31 S |
|---|---|
| City | COY |
| State | AR |
| Zip | 72037 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PT W1/2 |
| Legal Range | 08W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Subdivision | COY CITY AREA |
| Jurisdiction | LONOKE AR |
| Township / Civil Division | INDIAN BAYOU |
| Census Block Group | 1 |
| Census Block | 1053 |
| Census Tract | 20800 |
640 AR Highway 31 S, a commercial property, is held in a trust since January 2023.
Source: Lonoke County records, as of October 17, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | PO BOX 24, COY, AR 72037-0024 |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 10, 2023 | Intrafamily Transfer, Transfer |
| Feb 7, 2020 | Deed of Trust, Mortgage FARM CREDIT SVCS |
| Mar 12, 2020 | Deed of Trust, Construction Loan · Line of Credit FARM CREDIT SVCS |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2023 |
| Transfer Doc | 0000000302 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Jan 10, 2023 |
| Property Address | 640 AR HIGHWAY 31 S, COY, AR 72037 |
| Document Number | 0000000302 |
| Book / Page | 2023 / 302 |
| Instrument Date | Jan 5, 2023 |
| Instrument | 2023-00302 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 24, COY, AR 72037-0024 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 24, COY, AR 72037-0024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Property Address | 640 AR HWY 31 S, COY, AR 72037 |
| Document Number | 0000001652 |
| Instrument Date | Feb 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | FIRST NATIONAL TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 24 COY AR 720370024, COY, AR 72037-0024 |
| Document Number | 0000001652 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 1652 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LITTLE ROCK, AR 72201 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 17, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LONOKE AR |
| Recording Date | Mar 12, 2020 |
| Property Address | 640 AR HWY 31 S, COY, AR 72037 |
| Document Number | 0000002577 |
| Instrument Date | Feb 7, 2020 |
| Instrument | 2577 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 9, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 24 COY AR 720370024, COY, AR 72037-0024 |
| Document Number | 0000002577 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 2577 |
| Name | FARM CREDIT SVCS |
|---|---|
| Type | Funding / Finance Company |
| Address | LITTLE ROCK, AR 72201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Mar 11, 2021 |
| Rate Type | Adjustable Rate |
|---|
Source: Lonoke County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Lonoke County |
| Municipality | Coy Town |
| Unified School District | England School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,350 Land $3,000 Building $2,350 | ||
| 2024 | $289.00 | ||
| 2023 | $289.00 | $5,350 Land $3,000 Building $2,350 | $26,750 Land $15,000 Building $11,750 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 AR Highway 31 S in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 AR Highway 31 S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of Arkansas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COY WATERWORKS serves 218 people · EPA ID AR0000340 |
|---|---|
| Water Source | Purchased groundwater from GRAND PRAIRIE REGIONAL WATER |
| Last State Inspection | Jan 2026 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Oct 2016 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Swyft Connect Fiber | 1,000 / 1,000 |
May also be available: Connect2First.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures