640 Apple St, Palmyra, NE 68418 Property Records

Otoe County property record for 640 Apple St, Palmyra, NE 68418

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,066 sqft · built 1960
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$215,000 (Sep 2022)
Tax Bill	$3,369 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`005421000`

Property Details

APN / Parcel Number

Primary APN	`005421000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,066 sqft Living Area
1st Floor Area	1,066 sqft
Basement Area	1,066 sqft
Finished Basement	1,066 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Construction Type	Brick
Roof Material	Built-Up Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	1 ft deep x 5,820 ft wide
Garage Type	Attached
Garage Area	336 sqft
Driveway	Driveway
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Patio Area	10 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	640 APPLE ST
City	PALMYRA
State	NE
Zip	68418-3043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOT 1 & N 4' LOT 2 & 12' X 45' BLK 69 PALMYRA PROPER; MAP NUMBER: 3466-00-0-70050-069-0001
Legal Subdivision	PALMYRA PROPER
Legal Block	69
Legal Lot Number	1-2
Jurisdiction	OTOE NE
Township / Civil Division	NORTH PALMYRA
Census Block Group	2
Census Block	2261
Census Tract	966800

Owner

640 Apple St is owned by an individual who bought it in September 2022.

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	465 N 8TH RD, PALMYRA, NE 68418-4110
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 9, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2022 · Amount on File
Deed Sale	Sep 15, 2022 · Amount on File
Deed Document Number	20222252
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	640 APPLE ST, PALMYRA, NE 68418-3043
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202101092
Date	Apr 9, 2021
Instrument	202101092

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	640 APPLE ST, PALMYRA, NE 68418-3043
Transaction Type	Mortgage
Record Updated	May 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 APPLE ST, PALMYRA, NE 68418-3043

Mortgage

Document Number	202101093
Date	Apr 9, 2021
Instrument	202101093

Lender

Name	US BANK NA
Type	Bank
Address	FARGO, ND 58103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Mar 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 640 Apple St was $3,369.

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Palmyra Village
Unified School District	Palmyra District OR-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,369.00	$232,767 Land $9,312 Building $223,455	$232,767 Land $9,312 Building $223,455
2023	$4,075.00	$200,889 Land $9,312 Building $191,577	$200,889 Land $9,312 Building $191,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Apple St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Apple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF PALMYRA serves 567 people · EPA ID NE3113107
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Zito Media Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Apple St

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