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640 Amanda Dr, Matthews, NC 28104 Property Records

Mecklenburg County property record for 640 Amanda Dr, Matthews, NC 28104

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,256 sqft · built 1987
Lot Size1.36 acres (59,503 sqft)
OwnerIndividual Name on Record
Last Sale$465,000 (Dec 2020)
Tax Bill$6,912 (2023)
Deeds & MortgagesJan 2026 Line of Credit
Dec 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN231-112-15

Property Details

APN / Parcel Number

Primary APN231-112-15

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area3,256 sqft Heated Area
Gross Area4,599 sqft
1st Floor Area1,592 sqft
Upper Floors Area1,403 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialBrick Veneer
Foundation TypeRaised
Lot Area59,503 sqft (1.36 acres)
Garage Area500 sqft

Exterior Amenities

PorchPorch
Porch Area20 sqft
Deck Area105 sqft
Patio Area538 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Old Parcel Number231-112-15
Street Address640 AMANDA DR
CityMATTHEWS
StateNC
Zip28104-9391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionL56 M20-776
Legal SubdivisionPROVIDENCE WOODS PH V MAP 01
Legal Tract56
Legal Lot Number56
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1036
Census Tract5850

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address640 AMANDA DR, MATTHEWS, NC 28104-9391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2026Deed of Trust, Mortgage · Line of Credit
COASTAL COMMUNITY BANK
Dec 22, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Deed Document Number0035472113
Deed Book / Page35472 / 113
Record UpdatedJun 7, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address640 AMANDA DR, MATTHEWS, NC 28104-9391
Transaction TypeMortgage
Record UpdatedMay 22, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 AMANDA DR, MATTHEWS, NC 28104-9391
InvestorPossibly a Property Investor

Mortgage

Document Number0000003955
DateJan 14, 2026
Book Page40136/590
Instrument2026003955
Lender
NameCOASTAL COMMUNITY BANK
TypeBank
AddressCAMPBELL, CA 95008
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 22, 2020
Property Address640 AMANDA DR, MATTHEWS, NC 28104-9391
Document Number0000218658
Book / Page35472 / 113
Map ReferenceCAB B FILE 160-A
Instrument DateDec 1, 2020
Instrument2020218658
Transaction TypeTransfer
Record UpdatedJun 15, 2021
Title CompanyMASTER TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$930.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1336 IRIS LN, 1336, LEWISVILLE, TX 75067-4212

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 AMANDA DR, MATTHEWS, NC 28104-9391

Mortgage

Document Number0000218659
DateDec 22, 2020
Instrument2020218659
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000

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