Elmore County property record for 640 Abby Ln, Millbrook, AL 36054
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,850 sqft · built 2021 |
| Lot Size | 0.32 acres (13,939 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,135 (2026) |
| Deeds & Mortgages | Dec 2021 Sale & Mortgage Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-03-05-0-003-044.000 |
| Primary APN | 26-03-05-0-003-044.000 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,850 sqft Living Area |
| 1st Floor Area | 2,850 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,939 sqft (0.32 acres) |
| Garage Type | Attached |
| Garage Area | 475 sqft |
| Porch | Slab |
| Porch Area | 275 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 640 ABBY LN |
|---|---|
| City | MILLBROOK |
| State | AL |
| Zip | 36054-3258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 KAMDEN'S COVE PLAT 1D 31-44 |
| Legal Range | 17E |
| Legal Township | 17N |
| Legal Section | 05 |
| Legal Subdivision | KAMDENS COVE PLAT 1D |
| Legal Lot Number | 18 |
| Jurisdiction | ELMORE AL |
| Township / Civil Division | ELMORE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 31001 |
640 Abby Ln is owned and occupied by two individuals.
Source: Elmore County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 ABBY LN, MILLBROOK, AL 36054-3258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2021 | Warranty Deed, Subdivision Related Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Jul 1, 2021 | Warranty Deed, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Dec 13, 2021 |
| Property Address | 640 ABBY LN, MILLBROOK, AL 36054-3258 |
| Document Number | 2021/102339 |
| Book / Page | 2021 / 102339 |
| Map Reference | MB 31 PG 44 |
| Instrument Date | Dec 10, 2021 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13 N 8TH ST, OPELIKA, AL 36801-4331 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 640 ABBY LN, MILLBROOK, AL 36054-3258 |
| Investor | Possibly a Property Investor |
| Document Number | 2021102343 |
|---|---|
| Date | Dec 13, 2021 |
| Instrument | 2021/102343 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ELMORE AL |
| Recording Date | Jul 1, 2021 |
| Property Address | 640 ABBY LN, MILLBROOK, AL 36054-3258 |
| Document Number | 2021/56323 |
| Book / Page | 2021 / 56323 |
| Map Reference | MB 31 PG 44 |
| Instrument Date | Jun 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 N 8TH ST, OPELIKA, AL 36801-4331 |
| Investor | Possibly a Property Investor |
| Document Number | 2021/56326 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 2021/56326 |
| Name | FIRST NATIONAL BANK OF PENNSYLVANIA |
|---|---|
| Type | Bank |
| Address | CARY, NC 27513 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 640 Abby Ln was $1,135, down 0.1% from the year before.
Source: Elmore County assessment roll, as of March 19, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Elmore County |
| Municipality | Millbrook City |
| Unified School District | Elmore County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,135.00 (-0.09%) | ||
| 2025 | $1,136.00 (-3.24%) | $37,640 (-3.24%) | $376,300 (-3.26%) Land $60,000 Building $316,300 |
| 2024 | $1,174.00 (+4.17%) | $38,900 (-47.9%) | $389,000 (+4.21%) Land $60,000 Building $329,000 |
| 2023 | $1,127.00 (+13.84%) | $74,660 (+61.88%) Land $12,000 Building $62,660 | $373,300 (+61.88%) Land $60,000 Building $313,300 |
| 2022 | $990.00 | $46,120 Building $46,120 | $230,600 Building $230,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Abby Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Abby Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 81% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Central Access Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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