640 Abbey Ln, Prosper, TX 75078 Property Records

Collin County property record for 640 Abbey Ln, Prosper, TX 75078

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 4,597 sqft · built 2014
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on File
Tax Bill	$16,541 (2024)
Deeds & Mortgages	Aug 2023 Mortgage Dec 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-10322-00B-0520-1`

Property Details

APN / Parcel Number

Primary APN	`R-10322-00B-0520-1`
Alternative APN	`2686862`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,597 sqft Living Area
Gross Area	5,582 sqft
1st Floor Area	2,684 sqft
2nd Floor Area	1,913 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	13,765 sqft (0.316 acres)
Garage Type	Attached
Garage Area	486 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2686862
Street Address	640 ABBEY LN
City	PROSPER
State	TX
Zip	75078-8456
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW RIDGE PHASE FOUR B (CPR), BLK B, LOT 52
Legal Subdivision	WILLOW RIDGE PHASE FOUR B (CPR)
Legal Phase	4
Legal Block	B
Legal Lot Number	52
Jurisdiction	COLLIN TX
Township / Civil Division	CELINA
Census Block Group	1
Census Block	1013
Census Tract	30303

Owner

640 Abbey Ln is owned and occupied by an individual who acquired it in August 2023.

Source: Collin County records, as of October 23, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	640 ABBEY LN, PROSPER, TX 75078-8456
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Vendor's Lien, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Dec 10, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage INDEPENDENT BANK
Mar 25, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2023
Deed Sale	Aug 16, 2023
Prior Sale	Mar 25, 2021
Deed Document Number	2023000093616
Record Updated	Jun 8, 2026

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 16, 2023
Property Address	640 ABBEY LN, PROSPER, TX 75078-8456
Document Number	2023000093616
Map Reference	VOL 2013 PG 24
Instrument Date	Aug 15, 2023
Instrument	2023000093616
Transaction Type	Transfer
Record Updated	Aug 31, 2023
Title Company	ALLIANCE TITLE, ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1410 RAINIER DR, PROSPER, TX 75078-7083

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 ABBEY LN, PROSPER, TX 75078-8456

Mortgage

Document Number	2023000093617
Date	Aug 16, 2023
Instrument	2023000093617

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	640 ABBEY LN, PROSPER, TX 75078-8456
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002500680
Date	Dec 10, 2021
Instrument	20211210002500680

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	IRVING, TX 75063

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Mar 25, 2021
Property Address	640 ABBEY LN, PROSPER, TX 75078-8456
Document Number	0000593030
Map Reference	VOL 2013 PG 24
Instrument Date	Dec 2, 2020
Instrument	20210325000593030
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	640 ABBEY LN, PROSPER, TX 75078-8456

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Prosper Town
Unified School District	Prosper Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$960,645 Land $220,000 Building $740,645	$960,645 Land $220,000 Building $740,645
2024	$16,541.00
2023		$995,969 Land $220,000 Building $775,969	$995,969 Land $220,000 Building $775,969
2022	$13,391.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 Abbey Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Abbey Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Fiber	1,500 / 1,500
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications, Nextlink, Verizon.

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