640 7th St SW, Naples, FL 34117 Property Records

Collier County property record for 640 7th St SW, Naples, FL 34117

Property Summary

Property Type	Single Family Home
Details	2,721 sqft · built 1990
Lot Size	2.26 acres (98,881 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jun 2021)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone AH (high risk)
APN	`328900 30 14C09`

Property Details

APN / Parcel Number

Primary APN	`328900 30 14C09`
Alternative APN	`37162280003`

Interior

Stories	1 Story
Building Area	2,721 sqft Living Area
1st Floor Area	2,721 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Lot Area	98,881 sqft

Exterior Amenities

Pool Area	220 sqft
Porch	Aluminum Porch
Porch Area	624 sqft
Deck Area	613 sqft

Location & Zoning

Street Address	640 7TH ST SW
City	NAPLES
State	FL
Zip	34117-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	E
Legal Description	GOLDEN GATE EST UNIT 12 S 150FT OF TR 30
Legal Range	27
Legal Township	49
Legal Section	9
Legal Subdivision	GOLDEN GATE EST UNIT 12
Legal Tract	30
Legal Block	2
Legal Lot Number	1
Legal Unit	12
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2001
Census Tract	10426

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3091 55TH TER SW, NAPLES, FL 34116-8033
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2021	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Nov 13, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2021 · Amount on Record
Deed Sale	Jun 3, 2021 · Amount on Record
Prior Sale	Nov 13, 2020 · Amount on Record
Deed Document Number	20216071069
Deed Book / Page	5958 / 1837
Record Updated	Oct 29, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 3, 2021
Property Address	640 7TH ST SW, NAPLES, FL 34117-2131
Document Number	0059581837
Book / Page	5958 / 1837
Map Reference	MB 4 PG 105
Instrument Date	May 4, 2021
Instrument	6071069
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	96 MONTAUK HWY, 96, QUOGUE, NY 11959

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 7TH ST SW, NAPLES, FL 34117-2131

Mortgage

Document Number	0059581839
Date	Jun 3, 2021
Instrument	5958/1839

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Nov 13, 2020
Property Address	640 7TH ST SW, NAPLES, FL 34117-2131
Document Number	0058440927
Book / Page	005844 / 000927
Instrument Date	Nov 5, 2020
Instrument	5953231
Transaction Type	Transfer
Record Updated	Nov 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1901 QUOGUE NY 119591901, QUOGUE, NY 11959-1901

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$482,535 (+1%)	$527,055 (+20.15%) Land $186,152 Building $340,903
2025	$4,870.00 (+17.63%)	$438,668 (-11.04%) Land $120,878 Building $317,790	$438,668 (-11.04%) Land $120,878 Building $317,790
2023		$493,133 (%) Land $156,630 Building $336,503	$493,133 (%) Land $156,630 Building $336,503
2022		$493,143 Land $173,996 Building $319,147	$493,143 Land $173,996 Building $319,147
2021	$4,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 242 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	242 in force
Nearby Flood Claims	8 (2017–2022)
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 73% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Streamline Internet.

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