640 3rd St, Richmond, CA 94801 Property Records

Contra Costa County property record for 640 3rd St, Richmond, CA 94801 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 729 sqft · built 1903
Lot Size0.062 acres (2,700 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Jul 2026)
Tax Bill$1,970 (2025)
Deeds & MortgagesJul 2026 Sale
Jul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN534-212-019-2

Property Details

APN / Parcel Number

Primary APN534-212-019-2
Alternative APN
  • 534-212-019

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area729 sqft Living Area
Gross Area929 sqft
1st Floor Area729 sqft

Exterior

Year BuiltBuilt 1903
Effective Year BuiltEffective 1925
Architectural StyleContemporary
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area2,700 sqft (0.062 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address640 3RD ST
CityRICHMOND
StateCA
Zip94801-2610
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRICHMOND VILLA TR LOT 14 BLK 6
Legal SubdivisionRICHMOND VILLA
Legal Block6
Legal Lot Number14
JurisdictionCONTRA COSTA CA
Township / Civil DivisionWEST CONTRA COSTA
Census Block Group2
Census Block2004
Census Tract376000

Owner

Source: Contra Costa County records · APN 534-212-019-2

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address425 REIS AVE, VALLEJO, CA 94591-7439
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 08, 2026Affidavit, Transfer
Jul 08, 2026Grant Deed, Transfer · Conventional Mortgage
NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 08, 2026 · Amount on Record
Deed SaleJul 08, 2026 · Amount on Record
Deed Document Number202671933
Prior Transfer DateNov 14, 2013
Prior Transfer Doc0000271059
Record UpdatedSep 20, 2026

July 2026: Affidavit, Transfer

Document TypeAffidavit
JurisdictionCONTRA COSTA CA
Recording DateJul 08, 2026
Property Address640 3RD ST, RICHMOND, CA 94801-2610
Document Number0000071932
Instrument DateJul 02, 2026
Instrument202671932
Transaction TypeTransfer
Record UpdatedJul 16, 2026

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCONTRA COSTA CA
Recording DateJul 08, 2026
Property Address640 3RD ST, RICHMOND, CA 94801-2610
Document Number0000071933
Instrument DateJun 12, 2026
Instrument202671933
Transaction TypeTransfer
Record UpdatedJul 16, 2026
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$34,996.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address425 REIS AVE, VALLEJO, CA 94591-7439

Mortgage

Document Number0000071934,
DateJul 08, 2026
Instrument202671934
Lender
NameNEW AMERICAN FUNDING
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Contra Costa County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyContra Costa County
MunicipalityRichmond City
Unified School DistrictWest Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$35,979 (+2%) Land $29,852 Building $6,127
2025$1,970.00 (+1.08%)$35,274 (+4.03%) Land $29,267 Building $6,007
2023$1,949.00 (+4.17%)$33,907 Land $28,132 Building $5,775
2022$1,871.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Contra Costa County (06013C), updated October 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060133760002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 1998, rainfall accumulation

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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