640 3rd St NE, Hickory, NC 28601 Property Records

Catawba County property record for 640 3rd St NE, Hickory, NC 28601

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,134 sqft · built 1940
Lot Size0.58 acres (25,265 sqft)
OwnerIndividual Name on Record
Last Sale$282,000 (Sep 2000)
Tax Bill$2,055 (2025)
Deeds & MortgagesSep 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN3703-16-72-5796

Property Details

APN / Parcel Number

Primary APN3703-16-72-5796
Alternative APN
  • 0021124

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area3,134 sqft Living Area
1st Floor Area2,520 sqft
Upper Floors Area1,260 sqft
Basement Area800 sqft
Unfinished Basement800 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Lot Area25,265 sqft (0.58 acres)
Lot Dimensions218 ft deep x 126 ft wide
TerrainRolling

Exterior Amenities

Pool Area648 sqft
PorchPorch
Porch Area440 sqft
Patio Area291 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address640 3RD ST NE
CityHICKORY
StateNC
Zip28601-3804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal Description640 3RD ST NE
JurisdictionCATAWBA NC
Township / Civil DivisionHICKORY
Census Block Group2
Census Block2013
Census Tract10402

Owner

Source: Catawba County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 3RD ST NE, HICKORY, NC 28601-3804
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 14, 2000 · Amount on Record
Deed SaleSep 14, 2000 · Amount on Record
Prior SaleJul 1, 1986 · Amount on Record
Deed Book / Page1456 / 211
Record UpdatedSep 20, 2026

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATAWBA NC
Property Address640 3RD ST NE, HICKORY, NC 28601-3804
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034711246
DateSep 10, 2018
Book Page03471/1246
Instrument15366
Lender
NameCAPITAL BANK
TypeBank
AddressMEMPHIS, TN 38118
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCatawba County
MunicipalityHickory City
Unified School DistrictHickory City Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$515,600 (-) Land $55,600 Building $460,000
2025$2,055.00 (-53.3%)
2023$4,400.00$515,600 Land $55,600 Building $460,000$515,600 Land $55,600 Building $460,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (1993–2020)
Claims Outside the SFHA4 of 4
Most Recent ClaimAug 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HICKORY
serves 71,393 people · EPA ID NC0118010
Water SourceSurface water
Last State InspectionMar 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Brightspeed.

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