640 3rd Ave, San Bruno, CA 94066 Property Records

San Mateo County property record for 640 3rd Ave, San Bruno, CA 94066

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 890 sqft · built 1958
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$920,000 (Apr 2022)
Tax Bill	$10,604 (2025)
Deeds & Mortgages	Apr 2022 Sale & Mortgage Apr 2022 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`020-194-100`

Property Details

APN / Parcel Number

Primary APN	`020-194-100`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	890 sqft Living Area
1st Floor Area	890 sqft
Family Room	Family Room

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Area	310 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	640 3RD AVE
City	SAN BRUNO
State	CA
Zip	94066-4510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 10 BLOCK 22 BELLE AIR PARK RSM 5/10
Legal Subdivision	BELLE AIR PARK
Legal Block	22
Legal Lot Number	10
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	3
Census Block	3012
Census Tract	604200

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 3RD AVE, SAN BRUNO, CA 94066-4510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2022	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 25, 2022	Intrafamily Transfer, Transfer USA NATIONAL TITLE COMPANY
Sep 29, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2022 · Amount on Record
Deed Sale	Apr 27, 2022 · Amount on Record
Prior Sale	Nov 30, 2012 · Amount on Record
Deed Document Number	202235483
Prior Transfer Date	Apr 8, 2022
Prior Transfer Doc	0000034719
Record Updated	Oct 29, 2026

April 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Apr 27, 2022
Property Address	640 3RD AVE, SAN BRUNO, CA 94066-4510
Document Number	0000035483
Map Reference	MB 5 PG 10
Instrument Date	Apr 22, 2022
Instrument	2022-035483
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,012.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 3RD AVE, SAN BRUNO, CA 94066-4510

Mortgage

Document Number	0000035484
Date	Apr 27, 2022
Instrument	2022-035484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Apr 25, 2022
Property Address	640 3RD AVE, SAN BRUNO, CA 94066-4510
Document Number	0000034719
Map Reference	MB 5 PG 10
Instrument Date	Apr 8, 2022
Instrument	2022-034719
Transaction Type	Transfer
Record Updated	May 27, 2022
Title Company	USA NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	640 3RD AVE, SAN BRUNO, CA 94066-4510

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	640 3RD AVE, SAN BRUNO, CA 94066-4510
Document Number	0000078212
Instrument Date	Sep 29, 2018
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 3RD AVE SAN BRUNO CA 940664510, SAN BRUNO, CA 94066-4510

Mortgage

Document Number	0000078212
Date	Oct 9, 2018
Instrument	78212

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Bruno City
Elementary School District	San Bruno Park Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,000 (-) Land $562,500 Building $252,500
2025	$10,604.00 (+4.25%) Homeowner's exemption	$815,000 (-) Land $562,500 Building $252,500
2024	$10,172.00 (+14.02%)
2023	$8,921.00 (+107.13%) Homeowner's exemption	$815,000 Land $563,000 Building $252,000	$740,880
2022	$4,307.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 110 policies
Nearby Flood Policies	110 in force
Nearby Flood Claims	12 (1980–2022)
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Dec 2022 · 3 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN BRUNO serves 42,631 people · EPA ID CA4110023
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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