640 3rd Ave NE, Carmel, IN 46032 Property Records

Hamilton County property record for 640 3rd Ave NE, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,824 sqft · built 2016
Lot Size	0.17 acres (7,405 sqft)
Owner	Trust Name on File
Tax Bill	$8,726 (2024)
Deeds & Mortgages	Nov 2021 Transfer Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`29-10-30-505-008.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-30-505-008.000-018`
Alternative APN	`1610300505008000`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	3,824 sqft Living Area
Gross Area	5,226 sqft
1st Floor Area	4,544 sqft
2nd Floor Area	940 sqft
Basement Area	1,783 sqft
Finished Basement	1,063 sqft
Unfinished Basement	720 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	682 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	640 3RD AVE NE
City	CARMEL
State	IN
Zip	46032-1953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .17, SECTION 30, TOWNSHIP 18, RANGE 4, BLACKWELL PARK, PHASE 2, LOT 8, IRREGULAR SHAPE
Legal Range	04
Legal Township	18
Legal Section	30
Legal Subdivision	BLACKWELL PARK PHASE 2
Legal Lot Number	8
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1030
Census Tract	110905

Owner

640 3rd Ave NE is owner-occupied and held in a trust since November 2021.

Source: Hamilton County records, as of March 16, 2026

Owner of Record	Trust Name on File
Mailing Address	640 3RD AVE NE, CARMEL, IN 46032-1953
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2021	Intrafamily Transfer, Transfer
Aug 30, 2017	Loan Modification, Mortgage FIRST INTERNET BK/IN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2015
Deed Sale	May 22, 2015
Deed Document Number	201524534
Last Transfer Date	Nov 23, 2021
Transfer Doc	2021084666
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Nov 23, 2021
Property Address	640 3RD AVE NE, CARMEL, IN 46032-1953
Document Number	2021084666
Instrument Date	Nov 23, 2021
Instrument	2021084666
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	640 3RD AVE NE, CARMEL, IN 46032-1953

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HAMILTON IN
Property Address	640 3RD AVE NE, CARMEL, IN 46032-1953
Document Number	0000048394
Instrument Date	Aug 30, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	640 3RD AVE NE CARMEL IN 460321953, CARMEL, IN 46032-1953

Mortgage

Document Number	0000048394
Date	Sep 28, 2017
Instrument	48394

Lender

Name	FIRST INTERNET BK/IN
Type	Bank
Address	FISHERS, IN 46037

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2047

Interest

Rate Type	Fixed Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$822,300 (+10.45%) Land $180,000 Building $642,300	$822,300 (+10.45%) Land $180,000 Building $642,300
2024	$8,726.00 (+2.27%)	$744,500 (-0.8%) Land $180,000 Building $564,500	$744,500 (-0.8%) Land $180,000 Building $564,500
2023	$8,532.00 (-1.76%) Homeowner's exemption	$750,500 (-0.69%) Land $180,000 Building $570,500	$750,500 (-0.69%) Land $180,000 Building $570,500
2022	$8,685.00 Homeowner's exemption	$755,700 Land $167,600 Building $588,100	$755,700 Land $167,600 Building $588,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 3rd Ave NE in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 3rd Ave NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 434 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on 3rd Ave NE

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures