640 3rd Ave, Lyndhurst, NJ 07071 Property Records

Bergen County and Lyndhurst Township property record for 640 3rd Ave, Lyndhurst, NJ 07071

Property Summary

Property Type	Single Family Home
Details	2,088 sqft · built 1941
Lot Size	0.137 acres (5,950 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Jun 1999)
Tax Bill	$12,642 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-00036-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`32-00036-0000-00010`
Alternative APNs	`320003600010` `00092900`

Interior

Stories	1 Story
Building Area	2,088 sqft Living Area
1st Floor Area	2,088 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,950 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide

Location & Zoning

Account Number	00092900
Street Address	640 3RD AVE
City	LYNDHURST
State	NJ
Zip	07071-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Description	50X119
Legal Block	36
Legal Lot Number	10
Jurisdiction	BERGEN NJ
Township / Civil Division	LYNDHURST
Census Block Group	2
Census Block	2009
Census Tract	31100

Owner

Source: Bergen County and Lyndhurst Township records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 3RD AVE, LYNDHURST, NJ 07071-1232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 1999 · Amount on Record
Deed Sale	Jun 2, 1999 · Amount on Record
Deed Document Number	199992372
Deed Book / Page	8173 / 512
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	640 3RD AVE, LYNDHURST, NJ 07071-1232
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0048890252
Date	Dec 23, 2022
Book Page	4889/252
Instrument	2022116667

Lender

Name	SPENCER SAVINGS BANK SLA
Type	Bank
Address	ELMWOOD PARK, NJ 07407

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Dec 14, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bergen County and Lyndhurst Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
County Subdivision	Lyndhurst Township
Unified School District	Lyndhurst Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,500 (+4.98%) Land $316,700 Building $279,800	$596,500 (+4.98%) Land $316,700 Building $279,800
2025	$12,642.00 (+7.78%)	$568,200 (+2.23%) Land $303,200 Building $265,000	$568,200 (+2.23%) Land $303,200 Building $265,000
2024	$11,729.00 (-1.47%)
2023		$555,800 Land $296,700 Building $259,100	$555,800 Land $296,700 Building $259,100
2022	$11,904.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNDHURST WATER DEPARTMENT serves 22,000 people · EPA ID NJ0232001
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20