64 Windjammer Rd, Ocean Pines (Berlin), MD 21811 Property Records

Worcester County property record for 64 Windjammer Rd, Ocean Pines, MD 21811

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,562 sqft · built 1999
Lot Size	0.218 acres (9,477 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,900 (Dec 2020)
Tax Bill	$2,874 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Dec 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-052435`

Property Details

APN / Parcel Number

Primary APN	`03-052435`
Alternative APN	`052435`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,562 sqft Total Area

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,477 sqft (0.218 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	42 sqft
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	052435
Street Address	64 WINDJAMMER RD
City	BERLIN
State	MD
Zip	21811-1873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT B-06-331 9477 SQ FT WINDJAMMER RD PLAT OCEAN PINES SEC 6
Legal Subdivision	OCEAN PINES SEC 06
Legal Lot Number	331
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3003
Census Tract	950600

Owner

Source: Worcester County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 WINDJAMMER RD, BERLIN, MD 21811-1873
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Dec 23, 2020	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jun 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 31, 2017	Grant Deed, Transfer · Conventional Mortgage BANK OF OCEAN CTY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 23, 2020 · Amount on Record
Deed Sale	Dec 23, 2020 · Amount on Record
Prior Sale	Jul 31, 2017 · Amount on Record
Deed Book / Page	7883 / 2
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Recording Date	Oct 1, 2026
Property Address	64 WINDJAMMER RD, BERLIN, MD 21811-1873
Document Number	9229000069
Book / Page	9229 / 69
Instrument Date	Sep 28, 2026
Transaction Type	Mortgage
Record Updated	Oct 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 WINDJAMMER RD, BERLIN, MD 21811-1873

Mortgage

Document Number	9229000069,
Date	Oct 1, 2026
Book Page	9229/69

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	291 Months
Due	Jan 1, 2051

Interest

Max Rate	-1%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Dec 23, 2020
Property Address	64 WINDJAMMER RD, OCEAN PINES, MD 21811-1873
Document Number	0078830002
Book / Page	7883 / 2
Map Reference	MBFWH12FQ10
Instrument Date	Dec 18, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	BRENNAN TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	64 WINDJAMMER RD, BERLIN, MD 21811-1873

Mortgage

Document Number	0000788310
Date	Dec 23, 2020
Instrument	7883/10

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	64 WINDJAMMER RD, OCEAN PINES, MD 21811-1873
Document Number	0077320428
Instrument Date	Jun 11, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	64 WINDJAMMER RD OCEAN PINES MD 218111873, OCEAN PINES, MD 21811-1873

Mortgage

Document Number	0077320428
Date	Aug 7, 2020
Book Page	007732/000428

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 6, 2050

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WORCESTER MD
Recording Date	Jul 31, 2017
Property Address	64 WINDJAMMER RD, OCEAN PINES, MD 21811-1873
Document Number	0070480265
Book / Page	007048 / 000265
Instrument Date	Jul 27, 2017
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	MARYLAND TITLE SERVICES CORPORATION, MARYLAND TITLE SVC CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4415 DIXIE HILL RD #101 FAIRFAX VA 220309041, 101, FAIRFAX, VA 22030-9041

Mortgage

Document Number	70480270
Date	Jul 31, 2017
Book Page	007048/000270

Lender

Name	BANK OF OCEAN CTY
Type	Bank
Address	OCEAN CITY, MD 21842

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,874.00 (+1.52%) Homeowner's exemption	$423,400 (+31.95%)	$460,200 (+31.56%) Land $93,300 Building $366,900
2025	$2,831.00 (+4.31%) Homeowner's exemption
2023	$2,714.00 Homeowner's exemption	$320,867	$349,800 Land $82,000 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 193 individual policies
Nearby Flood Policies	213 units insured incl. 20 condo units
Nearby Flood Claims	36 (1984–2019)
Claims Outside the SFHA	14 of 36
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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