Worcester County property record for 64 White Sail Cir, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,543 sqft · built 1992 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (May 2002) |
| Tax Bill | $3,386 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-091848 |
| Primary APN | 03-091848 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,543 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,500 sqft (0.172 acres) |
| Garage Type | Built-in |
| Garage Area | 154 sqft |
| Porch | Slab |
| Porch Area | 49 sqft |
| Deck Area | 212 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 091848 |
|---|---|
| Street Address | 64 WHITE SAIL CIR |
| City | BERLIN |
| State | MD |
| Zip | 21811-1514 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT B-01-705 7500 SQ FT WHITE SAIL CR PL OCEAN PINES SEC 1B |
| Legal Subdivision | OCEAN PINES SEC 01 |
| Legal Tract | 5 |
| Legal Lot Number | 705 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 6, NORTHERN |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 950700 |
Source: Worcester County records · APN 03-091848
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 64 WHITE SAIL CIR, BERLIN, MD 21811-1514 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Oct 26, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2002 · Amount on Record |
| Deed Sale | May 16, 2002 · Amount on Record |
| Deed Document Number | 2002337128 |
| Deed Book / Page | 3334 / 67 |
| Last Transfer Date | Sep 14, 2021 |
| Transfer Doc | 0082060229 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 64 WHITE SAIL CIR, OCEAN PINES, MD 21811-1514 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | MID ATLANTIC STLMT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0078350084 |
|---|---|
| Date | Nov 18, 2020 |
| Book Page | 7835/84 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 01, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 26, 2021 |
| Property Address | 64 WHITE SAIL CIR, OCEAN PINES, MD 21811-1514 |
| Document Number | 0082060229 |
| Book / Page | 8206 / 229 |
| Map Reference | MB FWH 8 FO 2 |
| Instrument Date | Sep 14, 2021 |
| Transaction Type | Transfer |
| Record Updated | Nov 05, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $507,433 (+9.96%) | $553,400 (-) Land $76,800 Building $476,600 | |
| 2025 | $3,386.00 (+3.99%) Homeowner's exemption | $461,467 (+19.25%) | $553,400 (+33.19%) Land $76,800 Building $476,600 |
| 2023 | $3,256.00 Homeowner's exemption | $386,967 | $415,500 Land $76,800 Building $338,700 |
Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 26 (1985–2024) |
| Claims Outside the SFHA | 14 of 26 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Communications Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 540 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OCEAN PINES serves 11,890 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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