64 White Oak Dr, Prospect, CT 06712 Property Records

Waterbury City property record for 64 White Oak Dr, Prospect, CT 06712

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,500 sqft · built 2009
Owner	2 Individual Names on Record
Last Sale	$165,000 (Jun 2019)
Tax Bill	$3,633 (2026)
Deeds & Mortgages	Oct 2026 Transfer Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T0258810`

Property Details

APN / Parcel Number

Primary APN	`T0258810`
Alternative APN	`PROS M:108 B:175 L:64`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area
Basement Area	750 sqft
Unfinished Basement	750 sqft

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2011
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	T0258810
Street Address	64 WHITE OAK DR
City	PROSPECT
State	CT
Zip	06712-1489
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	CP
Legal Block	175
Legal Lot Number	64
Jurisdiction	PROSPECT CT
Township / Civil Division	WATERBURY
Census Block Group	4
Census Block	4004
Census Tract	351300

Owner

Source: Waterbury City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	64 WHITE OAK DR, PROSPECT, CT 06712-1489
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 31, 2020	Deed of Trust, Mortgage · Balloon Mortgage FDC FEDERAL CREDIT UNION
Jun 27, 2019	Executor's Deed, Transfer UNKNOWN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2019 · Amount on Record
Deed Sale	Jun 27, 2019 · Amount on Record
Prior Sale	May 29, 2009 · Amount on Record
Deed Document Number	2019
Deed Book / Page	840 / 250
Last Transfer Date	Sep 28, 2026
Transfer Doc	0000001065
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PROSPECT CT
Recording Date	Oct 2, 2026
Property Address	64 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	0000001065
Book / Page	940 / 770
Instrument Date	Sep 28, 2026
Instrument	20261065
Transaction Type	Transfer
Record Updated	Oct 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 WHITE OAK DR, PROSPECT, CT 06712-1489

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PROSPECT CT
Property Address	64 WHITE OAK DR, PROSPECT, CT 06712-1489
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	866-171
Date	Aug 31, 2020
Book Page	866/171

Lender

Name	FDC FEDERAL CREDIT UNION

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2019: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PROSPECT CT
Recording Date	Jun 27, 2019
Property Address	64 WHITE OAK DR, PROSPECT, CT 06712-1489
Document Number	840-250
Book / Page	000840 / 000250
Instrument Date	Jun 27, 2019
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 WHITE OAK DR #64 PROSPECT CT 067121489, 64, PROSPECT, CT 06712-1489

Tax Assessment & Valuation

Source: Waterbury City assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Waterbury City
Unified School District	Waterbury School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,633.00 (+11.34%)	$127,610 (-) Building $127,610	$300,871 (+236.82%)
2025	$3,263.00	$127,610 (+2.51%) Building $127,610	$89,327 Building $89,327
2024	$3,263.00 (-17.87%)
2023	$3,973.00 (-0.1%)	$124,480 (-) Building $124,480
2022	$3,977.00	$124,480 Building $124,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERBURY WATER DEPARTMENT serves 107,271 people · EPA ID CT1510011
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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