64 Watson Rd, Atoka, TN 38004 Property Records

Tipton County property record for 64 Watson Rd, Atoka, TN 38004

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,273 sqft · built 1998
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Oct 2015)
Tax Bill	$1,640 (2022)
Deeds & Mortgages	Oct 2026 Mortgage Jan 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`084127 03608`

Property Details

APN / Parcel Number

Primary APN	`084127 03608`
Alternative APN	`127 03608`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,273 sqft Living Area
1st Floor Area	2,273 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2008
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Parking Spaces	4 Parking Spaces
Deck Area	168 sqft
Patio Area	300 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	64 WATSON RD
City	ATOKA
State	TN
Zip	38004-6600
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 06, COUNTY AREA: S60
Legal Subdivision	REMAINING VIRGINIA B THOMPSON
Jurisdiction	TIPTON TN
Township / Civil Division	8
Census Block Group	1
Census Block	1038
Census Tract	40302

Owner

64 Watson Rd is owned and occupied by two individuals who bought it in October 2015.

Source: Tipton County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	64 WATSON RD, ATOKA, TN 38004-6600
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Jan 20, 2023	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2015 · Amount on File
Deed Sale	Oct 1, 2015 · Amount on File
Prior Sale	Sep 3, 2003 · Amount on File
Deed Document Number	2015189181
Deed Book / Page	1666 / 505
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Recording Date	Oct 15, 2026
Property Address	64 WATSON RD, ATOKA, TN 38004-6600
Document Number	0000296542
Book / Page	2144 / 478
Instrument Date	Oct 7, 2026
Instrument	2026296542
Transaction Type	Mortgage
Record Updated	Oct 21, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 WATSON RD, ATOKA, TN 38004-6600

Mortgage

Document Number	0000296542,
Date	Oct 15, 2026
Book Page	2144/478
Instrument	2026296542

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIPTON TN
Property Address	64 WATSON RD, ATOKA, TN 38004-6600
Transaction Type	Mortgage
Record Updated	Jan 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	64 WATSON RD, ATOKA, TN 38004-6600

Mortgage

Document Number	0001988668
Date	Jan 20, 2023
Book Page	1988/668
Instrument	263504

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Feb 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Atoka Town
County	Tipton County
Unified School District	Tipton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$75,750 Land $17,250 Building $58,500
2023		$75,750 Land $17,250 Building $58,500
2022	$1,640.00
2020			$303,000 Land $69,000 Building $234,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 64 Watson Rd in Zone X, an area of minimal flood risk, though there have been 26 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	26 (2009–2020)
Claims Outside the SFHA	20 of 26
Most Recent Claim	Jul 2020 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 22 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 64 Watson Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POPLAR GROVE UTILITY DISTRICT serves 19,599 people · EPA ID TN0000201
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Right Fiber.

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