St. Charles County property record for 64 Waterlilly Ct, Saint Charles, MO 63304
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,987 sqft · built 1996 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,892 (2024) |
| Deeds & Mortgages | Jan 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | A943001443 |
| Primary APN | A943001443 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,987 sqft Living Area |
| Gross Area | 4,432 sqft |
| 1st Floor Area | 1,987 sqft |
| Basement Area | 1,939 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,632 sqft (0.29 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 102 sqft |
| Patio Area | 250 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A943001443 |
|---|---|
| Street Address | 64 WATERLILLY CT |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-8748 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ARTIST GROVE LOT 45 |
| Legal Subdivision | ARTIST GROVE |
| Legal Lot Number | 45 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | COTTLEVILLE |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 311122 |
64 Waterlilly Ct is owner-occupied and held in a trust since January 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 64 WATERLILLY CT, SAINT CHARLES, MO 63304-8748 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 11, 2022 |
| Transfer Doc | 0000004842 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 24, 2022 |
| Property Address | 64 WATERLILLY CT, SAINT CHARLES, MO 63304-8748 |
| Document Number | 0000004842 |
| Map Reference | MB 31 PG 272 |
| Instrument Date | Jan 11, 2022 |
| Instrument | 2022R-004842 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 64 WATERLILLY CT, SAINT CHARLES, MO 63304-8748 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,828 (-) | $367,517 (-) Land $80,000 Building $287,517 | |
| 2025 | $69,828 | $367,517 Land $80,000 Building $287,517 | |
| 2024 | $3,892.00 | ||
| 2023 | $70,836 | ||
| 2022 | $372,821 Land $60,000 Building $312,821 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 64 Waterlilly Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1981–2020) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Aug 2020 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 64 Waterlilly Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 90% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Wisper ISP.
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